291 Smith St, Clio, MI 48420 Property Records

Genesee County property record for 291 Smith St, Clio, MI 48420

Property Summary

Property TypeCommercial
Details18,600 sqft · built 2004
Lot Size1.27 acres (55,452 sqft)
OwnerCompany Name on Record
Last Sale$275,000 (Feb 2012)
Tax Bill$17,543 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN51-22-200-121

Property Details

APN / Parcel Number

Primary APN51-22-200-121

Interior

Stories1 Story
Building Area18,600 sqft Total Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area55,452 sqft (1.27 acres)
Lot Dimensions420 ft deep x 132 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address291 SMITH ST
CityCLIO
StateMI
Zip48420-1380
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeGC
Legal DescriptionA PARCEL OF LAND BEG N 89 DEG 17 MIN 50 SEC W 462 FT & N 0 DEG 28 MIN 48 SEC W 175.33 FT & N 89 DEG 14 MIN 19 SEC W 45.01 FT
Legal Range06E
Legal Township09N
Legal Section22
JurisdictionGENESEE MI
Township / Civil DivisionCLIO
Census Block Group2
Census Block2015
Census Tract10110

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3445 W VIENNA RD, CLIO, MI 48420-1371
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2012 · Amount on Record
Deed SaleFeb 29, 2012 · Amount on Record
Deed Document Number201211619
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address291 SMITH ST, CLIO, MI 48420-1380
Document Number0000103142
Instrument DateDec 4, 2018
Transaction TypeMortgage
Record UpdatedJan 8, 2019

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3024 HURONTARIO ST STE G10

Mortgage

Document Number0000103142
DateDec 17, 2018
Instrument103142
Lender
NameLAKESTONE BK&TR
AddressLAPEER, MI 48446
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityClio City
Unified School DistrictClio Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$309,300 (+11.74%)$618,600 (+11.74%)
2025$17,543.00 (+2.66%)$276,800 (+5.13%)$553,600 (+5.13%)
2024$17,088.00 (+3.49%)
2023$263,300$526,600
2021$16,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CLIO
serves 2,515 people · EPA ID MI0001490
Water SourcePurchased surface water from GENESEE COUNTY WATER SYSTEM
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

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