292 Paddock Dr, Versailles, KY 40383 Property Records

Woodford County property record for 292 Paddock Dr, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,050 sqft · built 1974
OwnerIndividual Name on File
Last Sale$187,000 (Feb 2021)
Tax Bill$1,856 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-3003-029-00

Property Details

APN / Parcel Number

Primary APN41-3003-029-00
Alternative APN
  • 33545

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,050 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1974
Exterior MaterialBrick Veneer
Foundation TypeConcrete

Location & Zoning

Account Number33545
Street Address292 PADDOCK DR
CityVERSAILLES
StateKY
Zip40383-1790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 STORY
Legal SubdivisionPADDOCK PLACE
Legal BlockJ U2D
Legal Lot Number2
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group1
Census Block1036
Census Tract50107

Owner

292 Paddock Dr is owned and occupied by an individual who bought it in February 2021.

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address292 PADDOCK DR, VERSAILLES, KY 40383-1790
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC
Oct 2, 2017Deed, Transfer · FHA Mortgage
REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2021 · Amount on File
Deed SaleFeb 18, 2021 · Amount on File
Prior SaleOct 2, 2017 · Amount on File
Deed Document Number95709
Deed Book / PageD324 / 607
Record UpdatedJun 8, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateFeb 18, 2021
Property Address292 PADDOCK DR, VERSAILLES, KY 40383-1790
Document NumberD324/607
Book / PageD324 / 607
Map ReferenceCAB A PG 52
Instrument DateFeb 16, 2021
Instrument95709
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$187.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address371 HILLCREST DR, 371, VERSAILLES, KY 40383-1311

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address292 PADDOCK DR, VERSAILLES, KY 40383-1790

Mortgage

Document Number95710
DateFeb 18, 2021
Instrument95710
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateOct 2, 2017
Property Address292 PADDOCK DR, VERSAILLES, KY 40383-1790
Document NumberD302/694
Book / PageD302 / 694
Map ReferenceCAB A PG 52
Instrument DateSep 29, 2017
Instrument43153
Transaction TypeTransfer
Record UpdatedNov 30, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$144.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address870 STRATTON RD, 870, SALVISA, KY 40372-9711

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address292 PADDOCK DR, VERSAILLES, KY 40383-1790

Mortgage

Document Number43154
DateOct 2, 2017
Instrument43154
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 292 Paddock Dr was $1,856.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,856.00$187,000$187,000
2023$2,018.00$187,000$187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 292 Paddock Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1989–1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Paddock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERSAILLES WATER SYSTEM
serves 17,822 people · EPA ID KY1200439
Water SourceSurface water
Last State InspectionJul 2024
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Paddock Dr

Nearby Streets

Search Property Records by Address or Parcel Number