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277 Paddock Dr, Versailles, KY 40383 Property Records

Woodford County property record for 277 Paddock Dr, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,075 sqft
Lot Size0.27 acres (11,775 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Jul 2021)
Tax Bill$1,933 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-3019-030-00

Property Details

APN / Parcel Number

Primary APN41-3019-030-00
Alternative APN
  • 33943

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,075 sqft Living Area
Family RoomFamily Room

Exterior

Exterior MaterialBrick Veneer
Lot Area11,775 sqft (0.27 acres)
Lot Dimensions157 ft deep x 75 ft wide
DrivewayAsphalt Driveway

Location & Zoning

Account Number33943
Street Address277 PADDOCK DR
CityVERSAILLES
StateKY
Zip40383-1793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal Description1 STORY
Legal SubdivisionPADDOCK PLACE
Legal BlockF U2D
Legal Lot Number38
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group1
Census Block1022
Census Tract50107

Owner

Source: Woodford County records · APN 41-3019-030-00

Assessment roll updated December 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address277 PADDOCK DR, VERSAILLES, KY 40383-1793
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage
COMMUNITY TRUST BANK INC
Jul 29, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 29, 2021 · Amount on Record
Deed SaleJul 29, 2021 · Amount on Record
Deed Document Number2021103383
Deed Book / Page328 / 79
Prior Transfer DateApr 24, 2008
Prior Transfer Doc000246/427
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address277 PADDOCK DR, VERSAILLES, KY 40383-1793
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 S MAIN ST, VERSAILLES, KY 40383-1416

Mortgage

Document Number00M904/237
DateMar 29, 2021
Book PageM904/237
Instrument97169
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressVERSAILLES, KY 40383
Agreement
AmountAmount Recorded
Term11 Months
DueFeb 01, 2022

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOODFORD KY
Recording DateJul 29, 2021
Property Address277 PADDOCK DR, VERSAILLES, KY 40383-1793
Document Number000D328/79
Book / PageD328 / 79
Map ReferenceMB 1 PG 52
Instrument DateJul 19, 2021
Instrument103383
Transaction TypeTransfer
Record UpdatedFeb 28, 2023
Title CompanyRAINBOW TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address277 PADDOCK DR, VERSAILLES, KY 40383-1793

Mortgage

Document Number0000103384
DateJul 29, 2021
Instrument103384
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Woodford County records · Assessment roll updated December 12, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,933.00 (-8.04%)$195,000 (-)$195,000 (-)
2023$2,102.00$195,000$195,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Woodford County (21239C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212390501071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1989–1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 300 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemVERSAILLES WATER SYSTEM
serves 17,822 people
Water SourceSurface water
Last State InspectionJul 2024
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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