292 Maple Dr, Fenton, MO 63026 Property Records

St. Louis County property record for 292 Maple Dr, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,584 sqft · built 2000
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$541,000 (Jul 2022)
Tax Bill	$7,133 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28P-42-0513`

Property Details

APN / Parcel Number

Primary APN	`28P-42-0513`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,584 sqft Living Area
Gross Area	3,760 sqft
1st Floor Area	1,224 sqft
Attic	Attic
Attic Area	404 sqft
Basement Area	60 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	150 ft deep x 134 ft wide
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	295 sqft
Patio Area	108 sqft
Balcony Area	12 sqft
Shed	1 Shed
Shed Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	292 MAPLE DR
City	FENTON
State	MO
Zip	63026-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ESPARZA ESTATES LOT 1
Legal Subdivision	ESPARZA ESTATES
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	2
Census Block	2008
Census Tract	221425

Owner

292 Maple Dr is owned and occupied by two individuals who bought it in July 2022.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	292 MAPLE DR, FENTON, MO 63026-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jul 14, 2022	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jul 6, 2021	Beneficiary Deed, Transfer
Mar 6, 2020	Deed of Trust, Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	May 3, 2000
Deed Document Number	2022714367
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	0245710300
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	292 MAPLE DR, FENTON, MO 63026-3224
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1335 MYSTIC SEAPORT DR, FENTON, MO 63026-6913

Mortgage

Document Number	2022082400459
Date	Aug 24, 2022
Instrument	2022082400459

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 14, 2022
Property Address	292 MAPLE DR, FENTON, MO 63026-3224
Document Number	2022071400367
Map Reference	MB 348 PG 229
Instrument Date	Jul 12, 2022
Instrument	2022071400367
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 MAPLE DR, 284, FENTON, MO 63026-3224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 MAPLE DR, FENTON, MO 63026-3224

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	292 MAPLE DR, FENTON, MO 63026-3224
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 MAPLE DR, FENTON, MO 63026-3224

Mortgage

Document Number	0240744035
Date	Jun 3, 2020
Book Page	24074/4035
Instrument	2020060300531

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Apr 27, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 6, 2021
Property Address	292 MAPLE DR, FENTON, MO 63026-3224
Document Number	0245710300
Book / Page	24571 / 300
Map Reference	MB 348 PG 229
Instrument Date	Jun 29, 2021
Instrument	2021070600407
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 MAPLE DR, FENTON, MO 63026-3224

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	292 MAPLE DR, FENTON, MO 63026-3224
Document Number	0239701431
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	292 MAPLE DR FENTON MO 630263224, FENTON, MO 63026-3224

Mortgage

Document Number	0239701431
Date	Mar 18, 2020
Book Page	023970/001431
Instrument	299

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 17, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 292 Maple Dr was $7,133, up 15.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,090 (-) Land $29,200 Building $68,890	$516,300 (-) Land $153,700 Building $362,600
2025	$7,133.00 (+15.87%)	$98,090 Land $29,200 Building $68,890	$516,300 Land $153,700 Building $362,600
2024	$6,156.00 (+0.08%)
2023	$6,151.00 (+3.73%)	$82,750 (+10.79%) Land $22,690 Building $60,060	$435,500 Land $119,400 Building $316,100
2022	$5,930.00	$74,690 Land $22,690 Building $52,000
2021			$393,100 Land $119,400 Building $273,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 292 Maple Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Maple Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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