292 Main St, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 292 Main St, Kingston, NY 12401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1910
Lot Size	0.192 acres (8,400 sqft)
Owner	Trust Name on File
Last Sale	$239,900 (Mar 2006)
Tax Bill	$14,414 (2025)
Deeds & Mortgages	Aug 2022 Sale Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510800 56.105-3-11`

Property Details

APN / Parcel Number

Primary APN	`510800 56.105-3-11`
Alternative APN	`173580.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area
1st Floor Area	926 sqft
2nd Floor Area	770 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	168 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	545 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	173580.000
Street Address	292 MAIN ST
City	KINGSTON
State	NY
Zip	12401-5235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T3N
Legal Subdivision	GRAND VIEW HEIGHTS
Legal Block	3
Legal Lot Number	11.000
Jurisdiction	ULSTER NY
Township / Civil Division	KINGSTON
Census Block Group	2
Census Block	2005
Census Tract	952200

Owner

292 Main St is owner-occupied and held in a trust since August 2022.

Source: Ulster County and Kingston City records, as of April 22, 2026

Owner of Record	Trust Name on File
Mailing Address	292 MAIN ST, KINGSTON, NY 12401-5235
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed, Transfer
Feb 25, 2020	Grant Deed, Transfer · Conventional Mortgage ULSTER SVGS BK
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ULSTER SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2006 · Amount on File
Deed Sale	Mar 28, 2006 · Amount on File
Prior Sale	Dec 29, 2004 · Amount on File
Deed Document Number	20068243
Deed Book / Page	4238 / 264
Last Transfer Date	Aug 3, 2022
Transfer Doc	0000013722
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Aug 9, 2022
Property Address	292 MAIN ST, KINGSTON, NY 12401-5235
Document Number	0000013722
Book / Page	7109 / 334
Instrument Date	Aug 3, 2022
Instrument	2022-13722
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 MAIN ST, KINGSTON, NY 12401-5235

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Feb 25, 2020
Property Address	292 MAIN ST, KINGSTON, NY 12401-5235
Document Number	0000002827
Book / Page	006566 / 000166
Instrument Date	Feb 24, 2020
Instrument	2827
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 E 94TH ST #2D NEW YORK NY 10021, 2D, NEW YORK, NY 10021

Mortgage

Document Number	2828
Date	Feb 25, 2020
Book Page	012006/000222
Instrument	2828

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	292 MAIN ST, KINGSTON, NY 12401-5235
Document Number	0000002828
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 E 74TH ST #2D NEW YORK NY 100213964, 2D, NEW YORK, NY 10021-3964

Mortgage

Document Number	0000002828
Date	Feb 25, 2020
Book Page	012006/000222
Instrument	2828

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 292 Main St was $14,414.

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
Municipality	Kingston City
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,414.00	$264,000 Land $31,000 Building $233,000	$561,702 Land $65,957 Building $495,745
2023		$264,000 (-) Land $31,000 Building $233,000	$432,787 (+14.75%) Land $50,820 Building $381,967
2022		$264,000 Land $31,000 Building $233,000	$377,143 Land $44,286 Building $332,857
2021	$9,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 292 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982–1987)
Most Recent Claim	Apr 1987 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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