282 Main St, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 282 Main St, Kingston, NY 12401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,884 sqft · built 1954
Lot Size	0.153 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$274,000 (Jul 2018)
Tax Bill	$15,288 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510800 56.105-3-13`

Property Details

APN / Parcel Number

Primary APN	`510800 56.105-3-13`
Alternative APN	`173536.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,884 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	6,700 sqft (0.153 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	64 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	173536.000
Street Address	282 MAIN ST
City	KINGSTON
State	NY
Zip	12401-5235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T3N
Legal Subdivision	GRANDVIEW HEIGHTS
Legal Block	3
Legal Lot Number	13.000
Jurisdiction	ULSTER NY
Township / Civil Division	KINGSTON
Census Block Group	2
Census Block	2005
Census Tract	952200

Owner

282 Main St is owned and occupied by two individuals who bought it in July 2018.

Source: Ulster County and Kingston City records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	282 MAIN ST, KINGSTON, NY 12401-5235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage
Jul 31, 2018	Deed, Transfer CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	Dec 15, 2005 · Amount on File
Deed Document Number	201810517
Deed Book / Page	6325 / 49
Prior Transfer Date	Mar 31, 2009
Prior Transfer Doc	4700000226
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Recording Date	Jul 13, 2026
Property Address	282 MAIN ST, KINGSTON, NY 12401-5235
Document Number	0000008201
Book / Page	13784 / 203
Instrument Date	Jul 1, 2026
Instrument	20268201
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 MAIN ST, KINGSTON, NY 12401-5235

Mortgage

Document Number	0000008201,
Date	Jul 13, 2026
Book Page	13784/203
Instrument	20268201

Lender

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jul 31, 2018
Property Address	282 MAIN ST, KINGSTON, NY 12401-5235
Document Number	0000010517
Book / Page	6325 / 49
Instrument Date	Jul 26, 2018
Instrument	000000010517
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 W CHESTNUT ST, KINGSTON, NY 12401-6522

Mortgage

Document Number	0000010518
Date	Jul 31, 2018
Book Page	0000011615/0000000169
Instrument	000000010518

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	174 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 282 Main St was $15,288.

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
Municipality	Kingston City
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,288.00	$280,000 Land $29,000 Building $251,000	$595,745 Land $61,702 Building $534,043
2023		$280,000 (-) Land $29,000 Building $251,000	$459,016 (+14.75%) Land $47,541 Building $411,475
2022		$280,000 Land $29,000 Building $251,000	$400,000 Land $41,429 Building $358,571
2021	$9,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 282 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982–1987)
Most Recent Claim	Apr 1987 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Archtop Fiber, Verizon.

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