292 E 46th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 292 E 46th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,178 sqft · built 1956
Lot Size	0.149 acres (6,480 sqft)
Owner	Individual Name on File
Last Sale	$378,000 (Aug 2023)
Tax Bill	$4,975 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`0154-184-12-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-184-12-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
1st Floor Area	1,178 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,480 sqft (0.149 acres)
Lot Dimensions	135 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	292 E 46TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1834 LOT 12 BLOCK 14 SAN BERNARDINO HEIGHTS
Legal Subdivision	SAN BERNARDINO HEIGHTS
Legal Tract	1834
Legal Block	14
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3000
Census Tract	4505

Owner

292 E 46th St is owned and occupied by an individual who bought it in August 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · FHA Mortgage KIND LENDING LLC
Aug 31, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Aug 31, 2023	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 31, 2023	Affidavit of Death of Joint Tenant, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jul 28, 2023	Affidavit of Death of Joint Tenant, Transfer
Jun 9, 2023	Transfer on Death Deed, Transfer
Jun 9, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Deed Document Number	2023214795
Prior Transfer Date	Aug 23, 2020
Prior Transfer Doc	0000214794
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251

Mortgage

Document Number	0000247784
Date	Oct 14, 2025
Instrument	2025-0247784

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 31, 2023
Property Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Document Number	0000214794
Map Reference	MB 26 PG 52
Instrument Date	Aug 23, 2023
Instrument	2023-0214794
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S BUENA VISTA ST, REDLANDS, CA 92373-5809

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 31, 2023
Property Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Document Number	0000214795
Map Reference	MB 26 PG 52
Instrument Date	Aug 15, 2023
Instrument	2023-0214795
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251

Mortgage

Document Number	0000214796
Date	Aug 31, 2023
Instrument	2023-0214796

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 31, 2023
Property Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Document Number	0000214793
Instrument Date	Aug 15, 2023
Instrument	2023-0214793
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S BUENA VISTA ST, REDLANDS, CA 92373-5809

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 28, 2023
Property Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Document Number	0000185032
Map Reference	MB 26 PG 52
Instrument Date	Jul 26, 2023
Instrument	2023-0185032
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 9, 2023
Property Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Document Number	0000142556
Map Reference	MB 26 PG 52
Instrument Date	Jun 8, 2023
Instrument	2023-0142556
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 9, 2023
Property Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Document Number	0000142555
Map Reference	MB 26 PG 52
Instrument Date	Jun 8, 2023
Instrument	2023-0142555
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 E 46TH ST, SAN BERNARDINO, CA 92404-1251

Tax Assessment & Valuation

The 2025 property tax bill for 292 E 46th St was $4,975.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$393,271 (+2%) Land $117,981 Building $275,290
2025	$4,975.00 Homeowner's exemption	$385,560 Land $115,668 Building $269,892
2023	$603.00 (+0.84%) Homeowner's exemption	$41,515 (+2%) Land $11,509 Building $30,006
2022	$598.00 Homeowner's exemption	$40,701 Land $11,283 Building $29,418

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 292 E 46th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 E 46th St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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