280 E 46th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 280 E 46th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,430 sqft · built 1959
Lot Size	0.155 acres (6,750 sqft)
Owner	Company Name on Record
Last Sale	$105,000 (Mar 2009)
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Feb 2023 Transfer Apr 2017 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0154-184-34-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-184-34-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	1,670 sqft
1st Floor Area	1,430 sqft
Family Room	Family Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	280 E 46TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1834 LOT 15 BLOCK 14 SAN BERNARDINO HEIGHTS
Legal Subdivision	SAN BERNARDINO HEIGHTS
Legal Tract	1834
Legal Block	14
Legal Lot Number	15
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3000
Census Tract	4505

Owner

Source: San Bernardino County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	280 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Intrafamily Transfer, Transfer
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2009 · Amount on Record
Deed Sale	Mar 30, 2009 · Amount on Record
Prior Sale	Jan 23, 2009 · Amount on Record
Deed Document Number	2009132476
Prior Transfer Date	Jan 19, 2009
Prior Transfer Doc	0000029592
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 21, 2023
Property Address	280 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Document Number	0000039579
Map Reference	MB 26 PG 52
Instrument Date	Feb 20, 2023
Instrument	2023-0039579
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	280 E 46TH ST, SAN BERNARDINO, CA 92404-1251

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	280 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151144
Date	Apr 12, 2017
Instrument	2017-0151144

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	280 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250615
Date	Jul 25, 2019
Instrument	2019-0250615

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	280 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 E 46TH ST, SAN BERNARDINO, CA 92404-1251

Mortgage

Document Number	0000439105
Date	Nov 6, 2020
Instrument	2020-0439105

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	280 E 46TH ST, SAN BERNARDINO, CA 92404-1251
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 E 46TH ST, SAN BERNARDINO, CA 92404-1251

Mortgage

Document Number	0000231367
Date	Jun 30, 2022
Instrument	2022-0231367

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$171,386 (+2%) Land $32,838 Building $138,548
2025	$2,274.00 (+9.12%) Homeowner's exemption	$168,025 (+4.04%) Land $32,194 Building $135,831
2023	$2,084.00 (+0.05%) Homeowner's exemption	$161,501 Land $30,944 Building $130,557
2022	$2,083.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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