Albany County and Westerlo Town property record for 292 Co Rte 402, Westerlo, NY 12193
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,157 sqft · built 1998 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $82,000 (Apr 1999) |
| Tax Bill | $356 (2026) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 150.-1-20.10 |
| Primary APN | 013800 150.-1-20.10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,157 sqft Living Area |
| 1st Floor Area | 1,157 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 66,211 sqft (1.52 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 15000000010200100000 |
|---|---|
| Street Address | 292 COUNTY ROUTE 402 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDA |
| Legal Block | 1 |
| Legal Lot Number | 20.010 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1092 |
| Census Tract | 14803 |
Source: Albany County and Westerlo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 292 COUNTY ROUTE 402, WESTERLO, NY 12193-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage STATE EMPLOYEES FCU |
| May 12, 2022 | Deed of Trust, Mortgage UNITED STATES OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 1999 · Amount on Record |
| Deed Sale | Apr 8, 1999 · Amount on Record |
| Prior Sale | Sep 4, 1998 · Amount on Record |
| Deed Book / Page | 2627 / 130 |
| Prior Transfer Date | Apr 7, 1999 |
| Prior Transfer Doc | 2627000130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 292 COUNTY ROUTE 402, WESTERLO, NY 12193-3409 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 292 COUNTY #402 402, 402, WESTERLO, NY 12193 |
| Document Number | 0000002173 |
|---|---|
| Date | May 12, 2022 |
| Instrument | R2022-12173 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 292 COUNTY ROUTE 402, WESTERLO, NY 12193-3409 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 292 COUNTY #402 402, 402, WESTERLO, NY 12193 |
| Document Number | 0000002172 |
|---|---|
| Date | May 12, 2022 |
| Instrument | R2022-12172 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | ALBANY, NY 12206 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jun 1, 2037 |
Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356.00 (+4.71%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $340.00 (-5.56%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $1,107 (-) Land $150 Building $957 | $190,862 (+10.32%) Land $25,862 Building $165,000 |
| 2023 | $1,107 (-) Land $150 Building $957 | $173,000 (+17.21%) Land $23,442 Building $149,558 | |
| 2022 | $1,107 Land $150 Building $957 | $147,600 Land $20,000 Building $127,600 | |
| 2021 | $360.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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