284 Co Rte 402, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 284 Co Rte 402, Westerlo, NY 12193

Property Summary

Property TypeMobile Home
Details1,632 sqft · built 2020
Lot Size6 acres (261,360 sqft)
OwnerIndividual Name on Record
Tax Bill$2,799 (2026)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN013800 150.-1-19

Property Details

APN / Parcel Number

Primary APN013800 150.-1-19
Alternative APNs
  • 380015000000010190000000
  • 15000000010190000000

Interior

Building Area1,632 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleMobile Home
Lot Area261,360 sqft (6 acres)
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area96 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number15000000010190000000
Street Address284 COUNTY ROUTE 402
CityWESTERLO
StateNY
Zip12193-3409
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRDA
Legal Block1
Legal Lot Number19.000
JurisdictionALBANY NY
Township / Civil DivisionWESTERLO
Census Block Group1
Census Block1092
Census Tract14803

Owner

Source: Albany County and Westerlo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address284 COUNTY ROUTE 402, WESTERLO, NY 12193-3409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address284 COUNTY ROUTE 402, WESTERLO, NY 12193-3409
Document Number0000005827
Instrument DateMar 5, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 COUNTY ROUTE 402 WESTERLO NY 121933409, WESTERLO, NY 12193-3409

Mortgage

Document Number0000005827
DateMar 13, 2020
Instrument5827
Lender
NameTAMMAC HOLDINGS
AddressWILKES BARRE, PA 18702
Agreement
AmountAmount Recorded
Term360 Months
DueMar 12, 2050

Tax Assessment & Valuation

Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionWesterlo Town
Unified School DistrictBerne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,799.00 (+48.17%)
2025$1,889.00 (+7.45%)$925 (-) Land $250 Building $675$159,483 (+10.37%) Land $43,104 Building $116,379
2023$925 (-) Land $250 Building $675$144,500 (+17.16%) Land $39,054 Building $105,446
2022$925 Land $250 Building $675$123,333 Land $33,333 Building $90,000
2021$1,758.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2005–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Fiber
5,000 / 5,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Co Rte 402

Nearby Streets

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