Monroe County property record for 29183 Cedar Dr, Big Pine Key, FL 33043 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,144 sqft · built 1984 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $805,000 (May 2026) |
| Tax Bill | $5,212 (2025) |
| Deeds & Mortgages | Apr 2025 Second Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00265920-000000 |
| Primary APN | 00265920-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 662 sqft |
| Porch | Florida Room |
| Porch Area | 631 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1337561 |
|---|---|
| Street Address | 29183 CEDAR DR |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 43 EDEN PINES COLONY PB4-158 BIG PINE KEY OR452-879 OR882-569OR959-2004 OR1070-1486 OR1203-2038 OR1487-2384 OR1591-638 OR1591-642 OR1766-862 OR2188-1358 OR2361-2367 OR3033-145 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 15 |
| Legal Subdivision | EDEN PINES COLONY |
| Legal Block | 4 |
| Legal Lot Number | 43 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 971402 |
Source: Monroe County records · APN 00265920-000000
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29183 CEDAR DR, BIG PINE KEY, FL 33043-6002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Apr 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Jul 22, 2020 · Amount on Record |
| Deed Document Number | 20262544974 |
| Deed Book / Page | 3382 / 2176 |
| Prior Transfer Date | Oct 11, 2018 |
| Prior Transfer Doc | 0030330145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 29183 CEDAR DR, BIG PINE KEY, FL 33043-6002 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 430317, BIG PINE KEY, FL 33043-0317 |
| Document Number | 0033222351 |
|---|---|
| Date | Apr 25, 2025 |
| Book Page | 3322/2351 |
| Instrument | 2498315 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 27, 2026 |
| Property Address | 29183 CEDAR DR, BIG PINE KEY, FL 33043-6002 |
| Document Number | 0002544974 |
| Book / Page | 3382 / 2176 |
| Instrument Date | May 27, 2026 |
| Instrument | 20262544974 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $569,135.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29183 CEDAR DR, BIG PINE KEY, FL 33043-6002 |
| Document Number | 0002544975, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20262544975 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.95% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,212.00 (+9.82%) Homeowner's exemption | $542,367 | $591,453 Land $391,400 Building $200,053 |
| 2023 | $4,746.00 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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