29153 Cedar Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29153 Cedar Dr, Big Pine Key, FL 33043 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2011
Square Footage	1,056 sqft Living Area
Lot Size	10,000 sqft (0.229 acres)
Garage	Carport
Last Sale	$880,000 (2025)
Tax Bill	$858.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00265880-000000`
Alternative APNs	`15662900265880000000` `1337528`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,056 sqft Living Area
1st Floor	1,056 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Terrazzo Flooring
Interior Structure	Wood Interior Structure

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2011
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Foundation Type	Pile Foundation
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	10,000 sqft (0.229 acres)
Depth X Width	100 ft x 50 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Pool Type	Public/Municipal/Commercial Pool Type
Fence	Fence
Porch	Open Porch
Porch Area	324 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1337528
Old Parcel Number	15662900265880000000
Street Address	29153 CEDAR DR
City	BIG PINE KEY
State	FL
Zip	33043-6002
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 4 LTS 39-40 EDEN PINES COLONY PB4-158 BIG PINE KEY OR446-297 OR554-994 OR817-262 OR842-1146 OR1625-1139 OR1771-1824R/S
Legal Range	29E
Legal Township	66S
Legal Section	15
Legal Subdivision	EDEN PINES COLONY
Legal Block	4
Legal Lot Number	39-40 40
Jurisdiction	MONROE FL
Minor Civil Division	LOWER KEYS
Census Blockgroup	1
Census Block	1097
Census Tract	971402

Owner

Source: Monroe County records · APN 00265880-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9 TRAILS END RD, HILTON HEAD ISLAND, SC 29926-2640
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF GRAYSON
Jul 06, 2020	Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC
Aug 19, 2019	Deed of Trust, Mortgage · Veterans Administration Mortgage VETERANS UNITED HM LNS
Aug 20, 2018	Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Aug 20, 2018 · Amount on Record
Deed Doc Number	2518884
Deed Book / Page	3349 / 1343
Record Refreshed	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 16, 2025
Property Address	29153 CEDAR DR, BIG PINE KEY, FL 33043-6002
Document Number	0033491343
Book / Page	3349 / 1343
Map Reference	MB 4 PG 158
Instrument Date	Oct 15, 2025
Instrument	2518884
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,160.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36519 N TIMOTHY RD, DEER PARK, WA 99006-9122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 TRAILS END RD, HILTON HEAD ISLAND, SC 29926-2640

Mortgage

Document Number	0033491345
Date	Oct 16, 2025
Instrument	3349/1345

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2045

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	29153 CEDAR DR, BIG PINE KEY, FL 33043-6002
Document Number	0030312251
Instrument Date	Jul 06, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	29153 CEDAR DR BIG PINE KEY FL 330436002, BIG PINE KEY, FL 33043-6002

Mortgage

Document Number	0030312251
Date	Jul 15, 2020
Book Page	003031/002251
Instrument	2273139

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	29153 CEDAR DR, BIG PINE KEY, FL 33043-6002
Document Number	0029812119
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	29153 CEDAR DR BIG PINE KEY FL 330436002, BIG PINE KEY, FL 33043-6002

Mortgage

Document Number	0029812119
Date	Aug 27, 2019
Book Page	002981/002119
Instrument	2234253

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 20, 2018
Property Address	29153 CEDAR DR, BIG PINE KEY, FL 33043-6002
Document Number	0029222133
Book / Page	002922 / 002133
Instrument Date	Jul 31, 2018
Instrument	2183084
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	PO BOX 430091 BIG PINE KEY FL 330430091, BIG PINE KEY, FL 33043-0091

Mortgage

Document Number	29222135
Date	Aug 20, 2018
Book Page	002922/002135
Instrument	2183085

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$697,334 (+56.33%) Land $445,475 Building $251,859	$697,334 (+0.47%) Land $445,475 Building $251,859
2024	$858.00 (+11.86%) Homeowner's exemption	$446,067 (+3%)	$694,077 (+0.81%) Land $442,900 Building $251,177
2023	$767.00 (+1.46%) Homeowner's exemption	$433,075 (+3%)	$688,530 (+14.31%) Land $447,500 Building $241,030
2022	$756.00 Homeowner's exemption	$420,462	$602,325 Land $358,750 Building $243,575

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

29153 Cedar Dr, Big Pine Key, FL 33043 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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