29170 Hibiscus Ln, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29170 Hibiscus Ln, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,299 sqft · built 1990
Lot Size	0.112 acres (4,860 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (May 2017)
Tax Bill	$2,734 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00268230-000000`

Property Details

APN / Parcel Number

Primary APN	`00268230-000000`
Alternative APNs	`15662900268230000000` `1339865`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,299 sqft Living Area
1st Floor Area	1,299 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,860 sqft (0.112 acres)
Garage Type	Covered
Garage Area	569 sqft
Porch	Florida Room
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1339865
Street Address	29170 HIBISCUS LN
City	BIG PINE KEY
State	FL
Zip	33043-6023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ACCC
Legal Description	BK 15 LT 23 EDEN PINES COLONY PB4-158 BIG PINE KEY OR542-842 OR584-740 OR696-242 OR781-545 OR810-189 OR1049-63 OR1114-1671R/S OR1161-1863 OR1432-2183/93F/J OR1440-2339/40 OR2808-2266/67C/T OR2853-58/86
Legal Range	29E
Legal Township	66S
Legal Section	15
Legal Subdivision	EDEN PINES COLONY
Legal Block	15
Legal Lot Number	23
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1087
Census Tract	971402

Owner

Source: Monroe County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29170 HIBISCUS LN, BIG PINE KEY, FL 33043-6023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit KEYS FEDERAL CREDIT UNION
Sep 11, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 8, 2017	Special Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	20172121945
Deed Book / Page	2853 / 58
Transfer Doc	1440002339
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Recording Date	Apr 21, 2026
Property Address	29170 HIBISCUS LN, BIG PINE KEY, FL 33043-6023
Document Number	0002540388
Book / Page	3377 / 414
Instrument Date	Apr 13, 2026
Instrument	20262540388
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29170 HIBISCUS LN, BIG PINE KEY, FL 33043-6023

Mortgage

Document Number	0002540388,
Date	Apr 21, 2026
Book Page	3377/414
Instrument	20262540388

Lender

Name	KEYS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	29170 HIBISCUS LN, BIG PINE KEY, FL 33043-6023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030431384
Date	Sep 11, 2020
Book Page	3043/1384
Instrument	2281285

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jun 1, 2047

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 8, 2017
Property Address	29170 HIBISCUS LN, BIG PINE KEY, FL 33043-6023
Document Number	0028530058
Book / Page	2853 / 0058
Map Reference	MB4 PG158
Instrument Date	Apr 20, 2017
Instrument	2121945
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SHORE TO SHORE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,974.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 S CDECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29170 HIBISCUS LN, BIG PINE KEY, FL 33043-6023

Mortgage

Document Number	0002121946
Date	May 8, 2017
Instrument	2121946

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$271,772 (+5.99%)	$445,622 (-5.23%) Land $252,720 Building $192,902
2024	$2,734.00 (+5.72%)
2023	$2,586.00 (+2.7%) Homeowner's exemption	$256,421 (+3%)	$470,220 (+17.08%) Land $288,101 Building $182,119
2022	$2,518.00 Homeowner's exemption	$248,953	$401,626 Land $214,812 Building $186,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 522 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

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