29146 Hibiscus Ln, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29146 Hibiscus Ln, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1979
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,000 (Sep 2026)
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00268190-000000`

Property Details

APN / Parcel Number

Primary APN	`00268190-000000`
Alternative APN	`1339822`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	1339822
Street Address	29146 HIBISCUS LN
City	BIG PINE KEY
State	FL
Zip	33043-6023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ACCC
Legal Description	BK 15 LT 19 EDEN PINES COLONY PB4-158 BIG PINE KEY OR536-1002 OR686-464-465 OR797-1604 OR822-678 OR983-1689 OR1629-513 OR2992-0586 OR3281-1979
Legal Range	29E
Legal Township	66S
Legal Section	15
Legal Subdivision	EDEN PINES COLONY
Legal Block	15
Legal Lot Number	19
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1087
Census Tract	971402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29146 HIBISCUS LN, BIG PINE KEY, FL 33043-6023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST HORIZON BANK
Oct 31, 2019	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Jun 24, 2024 · Amount on Record
Deed Document Number	20262561114
Deed Book / Page	3403 / 400
Prior Transfer Date	Oct 21, 2019
Prior Transfer Doc	0029920586
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 21, 2026
Property Address	29146 HIBISCUS LN, BIG PINE KEY, FL 33043-6023
Document Number	0002561114
Book / Page	3403 / 400
Instrument Date	Sep 16, 2026
Instrument	20262561114
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309,666.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29146 HIBISCUS LN, BIG PINE KEY, FL 33043-6023

Mortgage

Document Number	0002561115,
Date	Sep 21, 2026
Instrument	20262561115

Lender

Name	FIRST HORIZON BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Oct 31, 2019
Property Address	29146 HIBISCUS LN, BIG PINE KEY, FL 33043-6023
Document Number	0029920586
Book / Page	2992 / 0586
Map Reference	MB 4 PG 158
Instrument Date	Oct 21, 2019
Instrument	2242708
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	TRUE TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29146 HIBISCUS LN, BIG PINE KEY, FL 33043-6023

Mortgage

Document Number	0029920590
Date	Oct 31, 2019
Instrument	2992-0590

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,218.00 (-27.01%)	$316,687 (-23.72%)	$391,718 (-5.64%) Land $257,500 Building $134,218
2024	$4,409.00 (+8.22%)
2023	$4,074.00 (+10.92%)	$415,148 (+20.77%) Land $293,550 Building $121,598	$415,148 (+20.77%) Land $293,550 Building $121,598
2022	$3,673.00	$343,751 Land $218,875 Building $124,876	$343,751 Land $218,875 Building $124,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 522 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

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