Union County property record for 2917 Smith Field Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 3,282 sqft · built 2016 |
| Lot Size | 0.778 acres (33,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $56,000 (Dec 2015) |
| Tax Bill | $3,896 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-126-092 |
| Primary APN | 08-126-092 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,282 sqft Living Area |
| 1st Floor Area | 2,786 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 33,890 sqft (0.778 acres) |
| Garage Type | Attached |
| Garage Area | 718 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 477 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2917 SMITH FIELD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #53 SMITH FIELD OPCI958 |
| Legal Subdivision | SMITH FIELD |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20206 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2917 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2022 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| May 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK |
| Jan 25, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Feb 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK |
| Dec 29, 2020 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2015 · Amount on Record |
| Deed Sale | Dec 21, 2015 · Amount on Record |
| Prior Sale | Oct 18, 2007 · Amount on Record |
| Deed Document Number | 201538636 |
| Deed Book / Page | 6587 / 869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2917 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2917 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Document Number | 0008587628 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 8587/628 |
| Instrument | 34902 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 6, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2917 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006924527 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 6924/527 |
| Instrument | 0012129 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2917 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0007303307 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 7303/307 |
| Instrument | 0001948 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2917 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0007307885 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 7307/885 |
| Instrument | 0002748 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2917 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007898509 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 7898/509 |
| Instrument | 48924 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2917 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2917 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Document Number | 0007935885 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 7935/885 |
| Instrument | 54163 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 17, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $766,700 (-) Land $130,200 Building $636,500 | $766,700 (-) Land $130,200 Building $636,500 | |
| 2025 | $3,896.00 (+11.51%) | $766,700 (+46.88%) Land $130,200 Building $636,500 | $766,700 (+46.88%) Land $130,200 Building $636,500 |
| 2023 | $3,494.00 | $522,000 Land $79,600 Building $442,400 | $522,000 Land $79,600 Building $442,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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