Union County property record for 2905 Smith Field Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 3 ba · 2,991 sqft · built 2006 |
| Lot Size | 0.775 acres (33,759 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,000 (May 2018) |
| Tax Bill | $3,219 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-126-095 |
| Primary APN | 08-126-095 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,991 sqft Living Area |
| 1st Floor Area | 1,917 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,759 sqft (0.775 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 202 sqft |
| Patio Area | 202 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2905 SMITH FIELD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #56 SMITH FIELD OPCI958 |
| Legal Subdivision | SMITH FIELD |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20206 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2905 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Apr 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 23, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 23, 2018 | Deed of Trust, Mortgage · FHA Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 2, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| May 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | Dec 29, 2009 · Amount on Record |
| Deed Document Number | 201814720 |
| Deed Book / Page | 7166 / 551 |
| Prior Transfer Date | Oct 13, 2009 |
| Prior Transfer Doc | 0005226141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2905 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 2905 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Document Number | 0008491155 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 8491/155 |
| Instrument | 19803 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2905 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000845146 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 8451/46 |
| Instrument | 13493 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2905 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008450131 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 8450/131 |
| Instrument | 13356 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2905 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 2905 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Document Number | 8213766 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 8213/766 |
| Instrument | 39640 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2905 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7141481 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 7141/481 |
| Instrument | 0010563 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2905 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7695808 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 7695/808 |
| Instrument | 20503 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2905 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Document Number | 7253112 |
| Instrument Date | Oct 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2905 SMITH FIELD DR MONROE NC 281107753, MONROE, NC 28110-7753 |
| Document Number | 7253112 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 007253/000112 |
| Instrument | 29175 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 31, 2018 |
| Property Address | 2905 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Document Number | 0007166551 |
| Book / Page | 7166 / 551 |
| Map Reference | CAB I FILE 959 |
| Instrument Date | May 30, 2018 |
| Instrument | 0014720 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $798.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3506 HERKIMER DR, 3506, MONROE, NC 28110-8144 |
| Name | Verified Name |
|---|---|
| Address | 2905 SMITH FIELD DR, MONROE, NC 28110-7753 |
| Document Number | 0000014721 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 0014721 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,500 (-) Land $130,200 Building $503,300 | $633,500 (-) Land $130,200 Building $503,300 | |
| 2025 | $3,219.00 (+4.45%) | $633,500 (+37.57%) Land $130,200 Building $503,300 | $633,500 (+37.57%) Land $130,200 Building $503,300 |
| 2023 | $3,082.00 | $460,500 Land $79,600 Building $380,900 | $460,500 Land $79,600 Building $380,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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