2917 Sand Pine Rd, Miramar Beach, FL 32550 Property Records

Walton County property record for 2917 Sand Pine Rd, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,004 sqft · built 1997
Lot Size	0.452 acres (19,689 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,013 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`14-2S-21-42210-000-2917`

Property Details

APN / Parcel Number

Primary APN	`14-2S-21-42210-000-2917`
Alternative APNs	`14-221-42210-000-2917` `1020138`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,004 sqft Living Area
Gross Area	4,598 sqft
1st Floor Area	3,004 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	19,689 sqft (0.452 acres)
Lot Dimensions	195 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	828 sqft

Exterior Amenities

Pool House	Pool House
Porch	Finished Screened Porch
Porch Area	766 sqft
Deck Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2917 SAND PINE RD
City	MIRAMAR BEACH
State	FL
Zip	32550-7835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2917 PINE VALLEY AT SANDESTIN S/D RECD IN PB 12-14-14A OR 145-33 OR 3080-2398
Legal Range	021
Legal Township	02S
Legal Section	14
Legal Subdivision	SANDESTIN
Legal Block	29
Legal Lot Number	2917
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2917 SAND PINE RD, MIRAMAR BEACH, FL 32550-7835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Feb 19, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 23, 2018
Transfer Doc	0030802398
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2917 SAND PINE RD, MIRAMAR BEACH, FL 32550-7835
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030972914
Date	Feb 19, 2019
Book Page	3097/2914
Instrument	20190005037

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2917 SAND PINE RD, MIRAMAR BEACH, FL 32550-7835
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030972760
Date	Feb 19, 2019
Book Page	3097/2760
Instrument	20190005001

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 26, 2018
Property Address	2917 SAND PINE RD, MIRAMAR BEACH, FL 32550-7835
Document Number	0030802398
Book / Page	003080 / 002398
Instrument Date	Jul 23, 2018
Instrument	25017
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2917 SAND PINE RD MIRAMAR BEACH FL 325507835, MIRAMAR BEACH, FL 32550-7835

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,013.00 (+7.78%) Homeowner's exemption	$593,429 (-56.69%)	$1,363,163 (-0.52%) Land $500,000 Building $863,163
2024	$4,651.00 (+3.77%)
2023	$4,482.00 (+1.2%) Homeowner's exemption	$1,370,276 (+6.88%) Land $281,827 Building $1,088,449	$1,370,276 (+6.88%) Land $281,827 Building $1,088,449
2022	$4,429.00 Homeowner's exemption	$1,282,095 Land $312,828 Building $969,267	$1,282,095 Land $312,828 Building $969,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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