Monroe County property record for 29166 Clover Ln, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,032 sqft · built 1986 |
| Lot Size | 0.339 acres (14,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $453,500 (Apr 2017) |
| Tax Bill | $4,032 (2024) |
| Deeds & Mortgages | Dec 2017 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00269950-000000 |
| Primary APN | 00269950-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,780 sqft (0.339 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 812 sqft |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1341584 |
|---|---|
| Old Parcel Number | 22662900269950000000 |
| Street Address | 29166 CLOVER LN |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 7 LT 7 -8 EDEN PINES COLONY 1ST ADD PB5-26 BIG PINE KEY OR440-1023 OR571-96 OR2810-2192 OR1307-917/18 OR1713-2314/15/AFF |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 22 |
| Legal Subdivision | EDEN PINES COLONY 1ST ADD |
| Legal Block | 7 |
| Legal Lot Number | 7-8 8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 971402 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29166 CLOVER LN, BIG PINE KEY, FL 33043-6046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Apr 18, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2017 · Amount on Record |
| Deed Sale | Apr 18, 2017 · Amount on Record |
| Prior Sale | Feb 11, 2008 · Amount on Record |
| Deed Document Number | 2119225 |
| Deed Book / Page | 2849 / 1878 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 29166 CLOVER LN, BIG PINE KEY, FL 33043-6046 |
| Document Number | 0028860109 |
| Book / Page | 002886 / 000109 |
| Instrument Date | Dec 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 29166 CLOVER LN BIG PINE KEY FL 330436046, BIG PINE KEY, FL 33043-6046 |
| Document Number | 0028860109 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 002886/000109 |
| Instrument | 2149972 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 18, 2017 |
| Property Address | 29166 CLOVER LN, BIG PINE KEY, FL 33043-6046 |
| Document Number | 0028491878 |
| Book / Page | 002849 / 001878 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 2119225 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,174.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 29166 CLOVER LN BIG PINE KEY FL 330436046, BIG PINE KEY, FL 33043-6046 |
| Document Number | 28491883 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 002849/001883 |
| Instrument | 2119227 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $430,230 (+5.99%) | $795,767 (+7.36%) Land $594,990 Building $200,777 | |
| 2024 | $4,032.00 (+4.7%) | ||
| 2023 | $3,851.00 (+2.69%) Homeowner's exemption | $405,928 (+3%) | $741,204 (+22.6%) Land $555,330 Building $185,874 |
| 2022 | $3,750.00 Homeowner's exemption | $394,105 | $604,547 Land $413,398 Building $191,149 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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