29141 Clover Ln, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29141 Clover Ln, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,384 sqft · built 1998
Lot Size	0.162 acres (7,085 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Nov 2020)
Tax Bill	$6,941 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00269900-000000`

Property Details

APN / Parcel Number

Primary APN	`00269900-000000`
Alternative APNs	`22662900269900000000` `1341533`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,384 sqft Living Area
1st Floor Area	1,032 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Exterior Material	Other
Construction Type	Concrete
Foundation Type	Pile
Roof Type	Hip
Roof Material	Metal
Lot Area	7,085 sqft (0.162 acres)
Lot Dimensions	109 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	296 sqft
Deck Area	72 sqft
Patio Area	72 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1341533
Old Parcel Number	22662900269900000000
Street Address	29141 CLOVER LN
City	BIG PINE KEY
State	FL
Zip	33043-6046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 7 LT 3 EDEN PINES COLONY 1ST ADD BIG PINE KEY PB5-26 OR452-875 OR1059-1076 OR1505-358 OR3054-0839
Legal Range	29E
Legal Township	66S
Legal Section	22
Legal Subdivision	EDEN PINES COLONY 1ST ADD
Legal Block	7
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1022
Census Tract	971402

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	494 ATEN RD, CORAOPOLIS, PA 15108-7713
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Mar 23, 1998 · Amount on Record
Deed Document Number	2289203
Deed Book / Page	3054 / 839
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 2, 2020
Property Address	29141 CLOVER LN, BIG PINE KEY, FL 33043-6046
Document Number	0030540839
Book / Page	3054 / 839
Map Reference	MB 5 PG 26
Instrument Date	Oct 29, 2020
Instrument	2289203
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TRUE TITLE FLORIDA KEYS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 431383, BIG PINE KEY, FL 33043-1383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 ATEN RD, CORAOPOLIS, PA 15108-7713

Mortgage

Document Number	0003054841
Date	Nov 2, 2020
Instrument	3054/841

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$872,539 (+7.44%) Land $570,343 Building $302,196	$872,539 (+7.44%) Land $570,343 Building $302,196
2024	$6,941.00 (+5.41%)
2023	$6,585.00 (+12.05%)	$812,094 (+20.63%) Land $527,833 Building $284,261	$812,094 (+20.63%) Land $527,833 Building $284,261
2022	$5,877.00	$673,186 Land $382,590 Building $290,596	$673,186 Land $382,590 Building $290,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 522 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20