Lorain County property record for 2916 Spruce Ct, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,516 sqft · built 1960 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,500 (Mar 2018) |
| Tax Bill | $1,786 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-017-117-018 |
| Primary APN | 02-02-017-117-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| 1st Floor Area | 1,516 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 129 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2916 SPRUCE CT |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-4340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNY ACRES 2 35.02 X 126 NAME CORR 3/26/07 |
| Legal Subdivision | SUNNY ACRES SUBDIVISION #2 |
| Legal Tract | 2 |
| Legal Block | 117 |
| Legal Lot Number | 57 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 22800 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2916 SPRUCE CT, LORAIN, OH 44052-4340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Mar 5, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on Record |
| Deed Sale | Mar 23, 2018 · Amount on Record |
| Prior Sale | Mar 5, 2018 · Amount on Record |
| Deed Document Number | 2018-0665755 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2916 SPRUCE CT, LORAIN, OH 44052-4340 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2916 SPRUCE CT, LORAIN, OH 44052-4340 |
| Investor | Possibly a Property Investor |
| Document Number | 0000908697 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 2023-0908697 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2916 SPRUCE CT, LORAIN, OH 44052-4340 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2916 SPRUCE CT, LORAIN, OH 44052-4340 |
| Document Number | 0000022514 |
|---|---|
| Date | Aug 9, 2024 |
| Instrument | 2024-0022514 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2916 SPRUCE CT, LORAIN, OH 44052-4340 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000811445 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021-0811445 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2916 SPRUCE CT, LORAIN, OH 44052-4340 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210811445 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021-0811445 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2916 SPRUCE CT, LORAIN, OH 44052-4340 |
| Document Number | 0000770085 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2916 SPRUCE CT LORAIN OH 440524340, LORAIN, OH 44052-4340 |
| Document Number | 0000770085 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 770085 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 5, 2018 |
| Property Address | 2916 SPRUCE CT, LORAIN, OH 44052-4340 |
| Document Number | 0000663542 |
| Map Reference | MB 22 PG 4 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 2018-0663542 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $494.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2916 SPRUCE CT, LORAIN, OH 44052-4340 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,786.00 | $46,720 (-0.01%) Land $11,320 Building $35,400 | $133,500 (-) Land $32,350 Building $101,150 |
| 2024 | $1,786.00 (-29.21%) | $46,726 (-4.62%) Land $11,323 Building $35,403 | $133,500 (-4.62%) Land $32,350 Building $101,150 |
| 2023 | $2,523.00 (+0.92%) | $48,987 (-0.01%) Land $8,901 Building $40,086 | $139,960 (-) Land $25,430 Building $114,530 |
| 2022 | $2,500.00 | $48,990 Land $8,900 Building $40,090 | |
| 2021 | $139,960 Land $25,430 Building $114,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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