2907 Spruce Ct, Lorain, OH 44052 Property Records

Lorain County property record for 2907 Spruce Ct, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,056 sqft · built 1961
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Sep 2024)
Tax Bill$1,626 (2025)
Deeds & MortgagesSep 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN02-02-017-117-022

Property Details

APN / Parcel Number

Primary APN02-02-017-117-022

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area1,364 sqft
1st Floor Area1,056 sqft
Basement Area1,056 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1972
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions133 ft deep x 60 ft wide
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
Porch Area441 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2907 SPRUCE CT
CityLORAIN
StateOH
Zip44052-4340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY ACRES 2 63.17 X 142
Legal SubdivisionSUNNY ACRES 2
Legal Tract02
Legal Block117
Legal Lot Number61
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group3
Census Block3007
Census Tract22800

Owner

2907 Spruce Ct is owned and occupied by an individual who bought it in September 2024.

Source: Lorain County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2907 SPRUCE CT, LORAIN, OH 44052-4340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2024 · Amount on File
Deed SaleSep 3, 2024 · Amount on File
Prior SaleApr 15, 2003 · Amount on File
Deed Document Number202425053
Prior Transfer DateAug 9, 2005
Prior Transfer Doc0000094025
Record UpdatedOct 29, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 3, 2024
Property Address2907 SPRUCE CT, LORAIN, OH 44052-4340
Document Number0000025053
Map ReferenceVOL 22 PG 4
Instrument DateAug 29, 2024
Instrument2024-0025053
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyINFINITE TITLE, INFINITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2907 SPRUCE CT, LORAIN, OH 44052-4340

Mortgage

Document Number0000025054
DateSep 3, 2024
Instrument2024-0025054
Lender
NameFIRST FED SAVINGS & LOAN ASSN OF LO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2907 Spruce Ct was $1,626.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,626.00$42,540 (-0.01%) Land $8,800 Building $33,740$121,550 (-) Land $25,140 Building $96,410
2024$1,626.00 (-0.49%)$42,543 (+34.07%) Land $8,799 Building $33,744$121,550 (+34.07%) Land $25,140 Building $96,410
2023$1,634.00 (+0.93%)$31,731 (+%) Land $7,007 Building $24,724$90,660 Land $20,020 Building $70,640
2022$1,619.00$31,730 Land $7,010 Building $24,720
2021$90,660 Land $20,020 Building $70,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2907 Spruce Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2907 Spruce Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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