2916 Ponce Crest Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2916 Ponce Crest Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,500 sqft · built 2019
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$242,000 (Dec 2019)
Tax Bill$6,069 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN192631021400010770

Property Details

APN / Parcel Number

Primary APN192631021400010770

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,500 sqft Heated Area
Gross Area2,020 sqft
1st Floor Area1,500 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area400 sqft
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2916 PONCE CREST DR
CitySAINT CLOUD
StateFL
Zip34772-8955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHICKORY GROVE PH 1 PB 27 PGS 6-8 LOT 77
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionHICKORY GROVE
Legal Phase1
Legal Tract214
Legal Lot Number77
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43304

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2916 PONCE CREST DR, SAINT CLOUD, FL 34772-8955
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2019 · Amount on Record
Deed SaleDec 31, 2019 · Amount on Record
Deed Document Number2019169613
Deed Book / Page5650 / 1085
Record UpdatedJun 8, 2026

December 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2019
Property Address2916 PONCE CREST DR, SAINT CLOUD, FL 34772-8955
Document Number0056501085
Book / Page5650 / 1085
Map ReferenceMB 27 PG 6-8
Instrument DateDec 27, 2019
Instrument2019169613
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyINSPIRED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,694.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4900 N SCOTTSDALE RD STE 2000, 4900, SCOTTSDALE, AZ 85251-7656

Transferred To (Grantee/Buyer)

NameVerified Name
Address2916 PONCE CREST DR, SAINT CLOUD, FL 34772-8955

Mortgage

Document Number0056501087
DateDec 31, 2019
Instrument5650/1087
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,069.00 (+4.03%) Homeowner's exemption$267,457 (+5.99%)$300,100 (-5.06%) Land $75,000 Building $225,100
2023$5,834.00 (+2.46%) Homeowner's exemption$252,350 (+3%)$316,100 (+29.02%) Land $70,000 Building $246,100
2022$5,694.00 Homeowner's exemption$245,000 Land $55,000 Building $190,000$245,000 Land $55,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon, Xfinity.

Nearby Properties on Ponce Crest Dr

Nearby Streets

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