Osceola County property record for 2912 Ponce Crest Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,289 sqft · built 2021 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $297,800 (Apr 2021) |
| Tax Bill | $5,170 (2025) |
| Deeds & Mortgages | Apr 2025 Transfer Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 192631021400010760 |
| Primary APN | 192631021400010760 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,289 sqft Heated Area |
| Gross Area | 2,865 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2912 PONCE CREST DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HICKORY GROVE PH 1 PB 27 PGS 6-8 LOT 76 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | HICKORY GROVE |
| Legal Phase | 1 |
| Legal Tract | 214 |
| Legal Lot Number | 76 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631021400010760
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8700 PISA DR APT 9111, 9111, ORLANDO, FL 32810-2190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Apr 06, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2021 · Amount on Record |
| Deed Sale | Apr 06, 2021 · Amount on Record |
| Prior Sale | Apr 06, 2021 · Amount on Record |
| Deed Document Number | 0059282817 |
| Deed Book / Page | 5928 / 2817 |
| Last Transfer Date | Apr 11, 2025 |
| Transfer Doc | 0067701271 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 11, 2025 |
| Property Address | 2912 PONCE CREST DR, SAINT CLOUD, FL 34772-8955 |
| Document Number | 0067701271 |
| Book / Page | 6770 / 1271 |
| Map Reference | MB B PG 61 |
| Instrument Date | Mar 25, 2025 |
| Instrument | 2025046351 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2912 PONCE CREST DR, SAINT CLOUD, FL 34772-8955 |
| Name | Verified Name |
|---|---|
| Address | 8700 PISA DR APT 9111, 9111, ORLANDO, FL 32810-2190 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 06, 2021 |
| Property Address | 2912 PONCE CREST DR, SAINT CLOUD, FL 34772-8955 |
| Document Number | 0059282817 |
| Book / Page | 5928 / 2817 |
| Map Reference | MB 27 PG 6-8 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021051126 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | INSPIRED TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,084.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4900 N SCOTTSDALE RD STE 2000, 2000, SCOTTSDALE, AZ 85251-7656 |
| Name | Verified Name |
|---|---|
| Address | 2912 PONCE CREST DR, SAINT CLOUD, FL 34772-8955 |
| Document Number | 0059282819 |
|---|---|
| Date | Apr 06, 2021 |
| Instrument | 5928/2819 |
| Name | TAYLOR MORRISON HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,170.00 (+5.99%) Homeowner's exemption | $331,756 (+5.99%) | $369,800 (-5.64%) Land $75,000 Building $294,800 |
| 2023 | $4,878.00 (+3.41%) Homeowner's exemption | $313,017 (+3%) | $391,900 (+28.96%) Land $70,000 Building $321,900 |
| 2022 | $4,717.00 Homeowner's exemption | $303,900 Land $55,000 Building $248,900 | $303,900 Land $55,000 Building $248,900 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 329 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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