2915 Ross Rd, Elm Mott, TX 76640 Property Records

McLennan County property record for 2915 Ross Rd, Elm Mott, TX 76640

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,844 sqft · built 1988
Lot Size	6.4 acres (279,219 sqft)
Owner	Individual Name on File
Tax Bill	$656 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`50-004400-001703-5`

Property Details

APN / Parcel Number

Primary APN	`50-004400-001703-5`
Alternative APNs	`5000440000170350111` `200835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,844 sqft Living Area
1st Floor Area	1,844 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Metal
Lot Area	279,219 sqft
Porch	Open Porch
Porch Area	138 sqft
Utility Building	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2915 ROSS RD
City	ELM MOTT
State	TX
Zip	76640-3629
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	WEBB J ACRES 6.41
Legal Subdivision	WEBB J
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	1
Census Block	1007
Census Tract	3402

Owner

2915 Ross Rd, a rural home, is owned and occupied by an individual.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2915 ROSS RD, ELM MOTT, TX 76640-3629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 27, 2019	Deed of Trust, Mortgage QUICKEN LNS
May 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 13, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2915 ROSS RD, ELM MOTT, TX 76640-3629
Transaction Type	Mortgage
Record Updated	Oct 24, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013034
Date	Apr 9, 2021
Instrument	2021013034

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2915 ROSS RD, ELM MOTT, TX 76640-3629
Document Number	0000040370
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2915 ROSS RD ELM MOTT TX 766403629, ELM MOTT, TX 76640-3629

Mortgage

Document Number	0000040370
Date	Dec 6, 2019
Instrument	40370

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 16, 2019
Property Address	2915 ROSS RD, ELM MOTT, TX 76640-3629
Document Number	0000016103
Instrument Date	May 16, 2019
Instrument	16103
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 ROSS RD ELM MOTT TX 766403629, ELM MOTT, TX 76640-3629

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2915 ROSS RD, ELM MOTT, TX 76640-3629
Document Number	0000012555
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2915 ROSS RD ELM MOTT TX 766403629, ELM MOTT, TX 76640-3629

Mortgage

Document Number	0000012555
Date	Apr 19, 2018
Instrument	12555

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2915 Ross Rd was $656 with exemptions applied, down 8.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	West Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,425 (+9.98%)	$328,199 (+26.23%) Land $99,933 Building $228,266
2025	$656.00 (-8.89%) Homeowner's exemption Senior Citizen's exemption	$210,420 Land $25,070 Building $185,350	$260,000 Land $74,650 Building $185,350
2024	$720.00
2023		$210,420 Land $25,070 Building $185,350	$260,000 Land $74,650 Building $185,350
2022	$582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2915 Ross Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2915 Ross Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS WSC serves 2,811 people · EPA ID TX1550042
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ross Rd

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