McLennan County property record for 2184 Ross Rd, Elm Mott, TX 76640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 1992 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,251 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-004400-001901-4 |
| Primary APN | 50-004400-001901-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,573 sqft Living Area |
| Gross Area | 2,057 sqft |
| 1st Floor Area | 1,573 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 184 sqft |
| Patio Area | 600 sqft |
| Storage Building | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2184 ROSS RD |
|---|---|
| City | ELM MOTT |
| State | TX |
| Zip | 76640-3463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WEBB J ACRES 2.0 |
| Legal Subdivision | WEBB J |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WEST |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 4202 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2184 ROSS RD, ELM MOTT, TX 76640-3463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jun 14, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2184 ROSS RD, ELM MOTT, TX 76640-3463 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2184 ROSS RD, ELM MOTT, TX 76640-3463 |
| Document Number | 0000039474 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025039474 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2184 ROSS RD, ELM MOTT, TX 76640-3463 |
| Document Number | 0000020215 |
| Instrument Date | Jun 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2184 ROSS RD ELM MOTT TX 766403463, ELM MOTT, TX 76640-3463 |
| Document Number | 0000020215 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 20215 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2048 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Ross City |
| Unified School District | West Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,370 (+1%) | $421,062 (+17.88%) Land $54,000 Building $367,062 | |
| 2025 | $2,251.00 (-18.59%) Homeowner's exemption Senior Citizen's exemption | $343,973 (-20.48%) Land $42,760 Building $314,440 | $357,200 (-17.42%) Land $42,760 Building $314,440 |
| 2024 | $2,765.00 (+2.64%) | ||
| 2023 | $432,570 Land $42,760 Building $389,810 | $432,570 Land $42,760 Building $389,810 | |
| 2022 | $2,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS WSC serves 2,811 people · EPA ID TX1550042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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