2915 Lathan Rd, Monroe, NC 28112 Property Records

Union County property record for 2915 Lathan Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,190 sqft · built 2005
Lot Size	7.8 acres (339,768 sqft)
Owner	2 Company Names on File
Last Sale	$130,000 (Jul 2004)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-285-014`

Property Details

APN / Parcel Number

Primary APN	`04-285-014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,190 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	339,768 sqft (7.8 acres)
Garage Type	Detached
Garage Area	2,404 sqft
Parking Spaces	9 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2915 LATHAN RD
City	MONROE
State	NC
Zip	28112-8082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#9 APPALOOSA POINTE OPCH414
Legal Subdivision	APPALOOSA POINTE
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3003
Census Tract	20902

Owner

Source: Union County records · APN 04-285-014

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2915 LATHAN RD, MONROE, NC 28112-8082
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
May 12, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2004 · Amount on Record
Deed Sale	Jul 27, 2004 · Amount on Record
Prior Sale	Jan 28, 2004 · Amount on Record
Deed Document Number	200430974
Deed Book / Page	3511 / 355
Last Transfer Date	May 31, 2024
Transfer Doc	0008934252
Record Updated	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2915 LATHAN RD, MONROE, NC 28112-8082
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007180439
Date	Jun 21, 2018
Book Page	7180/439
Instrument	0016996

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2915 LATHAN RD, MONROE, NC 28112-8082
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 LATHAN RD, MONROE, NC 28112-8082

Mortgage

Document Number	0008475792
Date	May 12, 2022
Book Page	8475/792
Instrument	17408

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 01, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,347.00 (+9.59%)	$726,300 (+47.62%) Land $148,200 Building $578,100	$726,300 (+47.62%) Land $148,200 Building $578,100
2023	$3,054.00	$492,000 Land $150,200 Building $341,800	$492,000 Land $150,200 Building $341,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 47 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lathan Rd

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