2905 Lathan Rd, Monroe, NC 28112 Property Records

Union County property record for 2905 Lathan Rd, Monroe, NC 28112

Property Summary

Property Type	Other Improved
Details	built 2023
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (Oct 2022)
Tax Bill	$2,249 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-285-097`

Property Details

APN / Parcel Number

Primary APN	`04-285-097`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	102,366 sqft (2.35 acres)

Location & Zoning

Street Address	2905 LATHAN RD
City	MONROE
State	NC
Zip	28112-8082
Property Category	Other
Property Type	Other > Other Improved
Legal Description	#39 HIDDEN MEADOWS OPCH376
Legal Subdivision	HIDDEN MEADOWS
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3003
Census Tract	20902

Owner

Source: Union County records · APN 04-285-097

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2905 LATHAN RD, MONROE, NC 28112-8082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2024	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jul 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage MADISON HOMEBUILDERS LLC
Oct 20, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Deed Document Number	202235898
Deed Book / Page	8593 / 753
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2905 LATHAN RD, MONROE, NC 28112-8082
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 LATHAN RD, MONROE, NC 28112-8082

Mortgage

Document Number	0008848447
Date	Feb 02, 2024
Book Page	8848/447
Instrument	2305

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2905 LATHAN RD, MONROE, NC 28112-8082
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 MULLIS RD, MONROE, NC 28112-9459

Mortgage

Document Number	0008746306
Date	Jul 18, 2023
Book Page	8746/306
Instrument	17125

Lender

Name	MADISON HOMEBUILDERS LLC
Type	Non-Lending Institution
Address	CHARLOTTE, NC 28273

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 20, 2022
Property Address	2905 LATHAN RD, MONROE, NC 28112-8082
Document Number	0008593753
Book / Page	8593 / 753
Map Reference	CAB H PG 376-378
Instrument Date	Oct 19, 2022
Instrument	35898
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2675 OLD CHARLOTTE HWY, MONROE, NC 28110-7364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 MULLIS RD, MONROE, NC 28112-9459

Mortgage

Document Number	0000035899
Date	Oct 20, 2022
Instrument	35899

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,249.00 (+391.05%)	$488,000 (+560.35%) Land $99,200 Building $388,800	$488,000 (+560.35%) Land $99,200 Building $388,800
2023	$458.00	$73,900 Land $73,900	$73,900 Land $73,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 47 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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