2915 Emmaus Ave, Zion, IL 60099 Property Records

Lake County property record for 2915 Emmaus Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,056 sqft · built 1906
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Mar 2022)
Tax Bill	$4,982 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-28-206-008`

Property Details

APN / Parcel Number

Primary APN	`04-28-206-008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,056 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	528 sqft
2nd Floor Area	528 sqft
Upper Floors Area	528 sqft
Basement Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.186 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2915 EMMAUS AVE
City	ZION
State	IL
Zip	60099-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SECTION 28 LOT 8 BLOCK 11
Legal Subdivision	ZION CITY SECTION 28
Legal Block	11
Legal Lot Number	8
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1009
Census Tract	860500

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2915 EMMAUS AVE, ZION, IL 60099-3227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 20, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	20227886034
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 16, 2022
Property Address	2915 EMMAUS AVE, ZION, IL 60099-3227
Document Number	0007886034
Map Reference	DOC 82496
Instrument Date	Feb 23, 2022
Instrument	7886034
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 EMMAUS AVE, ZION, IL 60099-3227

Mortgage

Document Number	0007886035
Date	Mar 16, 2022
Instrument	7886035

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 20, 2021
Property Address	2915 EMMAUS AVE, ZION, IL 60099-3227
Document Number	0007855827
Map Reference	MB E PG 59
Instrument Date	Oct 7, 2021
Instrument	7855827
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$62.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 EMMAUS AVE, ZION, IL 60099-3227
Investor	Possibly a Property Investor

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2915 EMMAUS AVE, ZION, IL 60099-3227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007407702
Date	Jun 30, 2017
Instrument	7407702

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.49%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,525 (+27.02%) Land $9,422 Building $44,103	$160,591 (+27.02%) Land $28,269 Building $132,322
2024	$4,982.00 (+21.75%)
2023	$4,092.00 (+52.06%)	$42,140 (+21.68%) Land $7,418 Building $34,722	$126,432 (+21.67%) Land $22,256 Building $104,176
2022	$2,691.00	$34,633 Land $6,130 Building $28,503	$103,910 Land $18,392 Building $85,518

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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