2913 Emmaus Ave, Zion, IL 60099 Property Records

Lake County property record for 2913 Emmaus Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1906
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Feb 2023)
Tax Bill	$6,685 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-28-206-007`

Property Details

APN / Parcel Number

Primary APN	`04-28-206-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	2,502 sqft
1st Floor Area	894 sqft
2nd Floor Area	714 sqft
Upper Floors Area	714 sqft
Basement Area	894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.186 acres)
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2913 EMMAUS AVE
City	ZION
State	IL
Zip	60099-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SECTION 28 LOT 7 BLOCK 11
Legal Subdivision	ZION CITY SECTION 28
Legal Block	11
Legal Lot Number	7
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1009
Census Tract	860500

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6038 N FAIRFIELD AVE, 2, CHICAGO, IL 60659-3936
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Oct 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Deed Document Number	20237959161
Prior Transfer Date	Oct 15, 2021
Prior Transfer Doc	0007834698
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Feb 14, 2023
Property Address	2913 EMMAUS AVE, ZION, IL 60099-3227
Document Number	0007959161
Instrument Date	Feb 9, 2023
Instrument	7959161
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2913 EMMAUS AVE, ZION, IL 60099-3227

Mortgage

Document Number	0007959162
Date	Feb 14, 2023
Instrument	7959162

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.62%

Mortgage

Document Number	0007959163
Date	Feb 14, 2023
Instrument	7959163

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2033

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Oct 15, 2021
Property Address	2913 EMMAUS AVE, ZION, IL 60099-3227
Document Number	0007834698
Instrument Date	Oct 15, 2021
Instrument	7834698
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2911 GRAND AVE, WAUKEGAN, IL 60085-2318

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,668 (+27.02%) Land $9,422 Building $50,246	$179,022 (+27.02%) Land $28,269 Building $150,753
2024	$6,685.00 (+19.12%)
2023	$5,612.00 (+12.28%)	$46,976 (+19.64%) Land $7,418 Building $39,558	$140,942 (+19.64%) Land $22,256 Building $118,686
2022	$4,998.00	$39,266 Land $6,130 Building $33,136	$117,810 Land $18,392 Building $99,418

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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