2915 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 2915 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,234 sqft · built 2018
Lot Size	0.192 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Mar 2019)
Tax Bill	$3,482 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0R-045.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0R-045.00`
Alternative APN	`96966`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,234 sqft Living Area
Gross Area	2,956 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.192 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	242 sqft

Location & Zoning

Account Number	96966
Street Address	2915 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK 0.194 ACRES
Legal Subdivision	WALNUT CREEK PHASE 3D-2 MAP 1
Legal Block	3D-51
Legal Lot Number	3D-51
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1044
Census Tract	11210

Owner

2915 Bridgewater St is owned and occupied by two individuals who bought it in March 2019.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2915 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA A CHARTERED BANK
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Mar 27, 2019	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Deed Document Number	20194141
Deed Book / Page	1220 / 176
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2915 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007534
Date	Jun 11, 2025
Book Page	5358/13
Instrument	2025007534

Lender

Name	TD BANK NA A CHARTERED BANK
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2055

Interest

Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2915 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004718
Date	Mar 8, 2021
Book Page	4320/267
Instrument	2021004718

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

March 2019: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 27, 2019
Property Address	2915 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000004141
Book / Page	1220 / 176
Map Reference	MB 2018 PG 248
Instrument Date	Mar 25, 2019
Instrument	2019004141
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2915 BRIDGEWATER ST, LANCASTER, SC 29720-0255

Mortgage

Document Number	0000004142
Date	Mar 27, 2019
Instrument	2019004142

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2915 Bridgewater St was $3,482, up 5.1% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,482.00 (+5.13%)	$13,736 Land $2,295 Building $11,441	$448,900 Land $75,000 Building $373,900
2024	$3,312.00 (+2.7%)
2023	$3,225.00	$11,944 Land $1,600 Building $10,344	$298,600 Land $40,000 Building $258,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2915 Bridgewater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2915 Bridgewater St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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