Clay County property record for 2914 A Ave E, Spencer, IA 51301
| Property Type | Warehouse, Storage |
|---|---|
| Details | 3,240 sqft · built 1960 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $27,500 (Apr 1990) |
| Tax Bill | $2,102 (2024) |
| Deeds & Mortgages | Feb 2018 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 963606127001 |
| Primary APN | 963606127001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,240 sqft Gross Area |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 65,776 sqft (1.51 acres) |
| Lot Dimensions | 200 ft deep x 329 ft wide |
| Heating Fuel | Gas |
|---|---|
| Water Source | Commercial |
| Old Parcel Number | 68296360612700100 |
|---|---|
| Street Address | 2914 A AVE E |
| City | SPENCER |
| State | IA |
| Zip | 51301-2017 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Local Zoning Code | E SPENCER HEA |
| Legal Description | 1 2 INDUSTRIAL PARK N1/2 2 2 INDUSTRIAL PARK |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 06 |
| Legal Subdivision | INDUSTRIAL PARK ADDITION |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 80200 |
Source: Clay County records · APN 963606127001
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 459, SPENCER, IA 51301-0459 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2018 | Deed of Trust, Mortgage COMMUNITY STATE BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 1990 · Amount on Record |
| Deed Sale | Apr 23, 1990 · Amount on Record |
| Deed Document Number | 00000H3295 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 2914 A AVE E, SPENCER, IA 51301-2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000406 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 0000002018/0000000406 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 2914 A AVE E, SPENCER, IA 51301-2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/1808 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 2020/1808 |
| Instrument | 2020 1808 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $151,620 (+15.44%) Land $113,900 Building $37,720 | $151,620 (+15.44%) Land $113,900 Building $37,720 | |
| 2024 | $2,102.00 (-5.66%) | ||
| 2023 | $131,340 (+3.88%) Land $102,250 Building $29,090 | $131,340 (+3.88%) Land $102,250 Building $29,090 | |
| 2022 | $2,228.00 | $126,430 Land $102,250 Building $24,180 | |
| 2021 | $126,430 Land $102,250 Building $24,180 |
Source: FEMA National Flood Hazard Layer as of February 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1993–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| LTD Broadband Fixed Wireless | 100 / 20 |
May also be available: Mutual Telephone Company (IA), Spencer Municipal Communications Utility, T-Mobile USA, Verizon.
Based on FCC filings for 27 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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