2822 A Ave E, Spencer, IA 51301 Property Records

Clay County property record for 2822 A Ave E, Spencer, IA 51301 · Last verified October 2025

Property Summary

Property Type	Warehouse, Storage
Details	3,200 sqft · built 1960
Lot Size	0.247 acres (10,800 sqft)
Owner	Company Name on File
Last Sale	$60,000 (Jun 2016)
Tax Bill	$1,506 (2024)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`963606127002`

Property Details

APN / Parcel Number

Primary APN	`963606127002`
Alternative APN	`68296360612700200`

Interior

Stories	1 Story
Building Area	3,200 sqft Gross Area
Flooring	Carpet
Overhead Door	Overhead Door

Exterior

Year Built	Built 1960
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Metal
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	200 ft deep x 54 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	68296360612700200
Street Address	2822 A AVE E
City	SPENCER
State	IA
Zip	51301-2015
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	S 1/2 EXC. S 55' 2 2 INDUSTRIAL PARK
Legal Range	36
Legal Township	17
Legal Section	06
Legal Subdivision	INDUSTRIAL PARK ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1009
Census Tract	80200

Owner

Source: Clay County records · APN 963606127002

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2819 B AVE E, SPENCER, IA 51301-2020
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage FARMERS TRUST & SAVINGS BANK
Mar 17, 2017	Deed of Trust, Mortgage FARMERS TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	2016 1810
Deed Book / Page	2016 / 1810
Record Updated	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	2822 A AVE E, SPENCER, IA 51301-2015
Transaction Type	Mortgage
Record Updated	Jul 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002017/652
Date	Mar 17, 2017
Book Page	2017/652
Instrument	0652

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	2822 A AVE E, SPENCER, IA 51301-2015
Transaction Type	Mortgage
Record Updated	Jul 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0652
Date	Mar 17, 2017
Book Page	2017/0652
Instrument	2017 0652

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,240 (+35.52%) Land $27,000 Building $71,240	$98,240 (+35.52%) Land $27,000 Building $71,240
2024	$1,506.00 (+15.85%)
2023		$72,490 (+13.62%) Land $20,980 Building $51,510	$72,490 (+13.62%) Land $20,980 Building $51,510
2022	$1,300.00	$63,800 Land $20,980 Building $42,820
2021			$63,800 Land $20,980 Building $42,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190410802001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1993–2024)
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless	500 / 100
LTD Broadband	Fixed Wireless (licensed-by-rule)	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spencer Municipal Communications Utility, T-Mobile USA, Mutual Telephone Company (IA). Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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