Cass County property record for 2909 12th St S, Fargo, ND 58103
| Property Type | Single Family Home |
|---|---|
| Details | 1,104 sqft · built 1972 |
| Lot Size | 0.293 acres (12,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Sep 2019) |
| Tax Bill | $3,677 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-2860-01130-000 |
| Primary APN | 01-2860-01130-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 12,750 sqft (0.293 acres) |
| Lot Dimensions | 159 ft deep x 80 ft wide |
| Street Address | 2909 12TH ST S |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58103-6044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | LOT: 111 BLOCK: 0 ADDITION: SOUTHWOOD ADDITIONAL: SOUTHWOOD LOT 111 |
| Legal Subdivision | SOUTHWOOD |
| Legal Lot Number | 111 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 1004 |
2909 12th St S is owned and occupied by an individual who bought it in September 2019.
Source: Cass County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2909 12TH ST S, FARGO, ND 58103-6044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2019 · Amount on File |
| Deed Sale | Sep 5, 2019 · Amount on File |
| Deed Document Number | 20191570850 |
| Record Updated | Jun 8, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Sep 5, 2019 |
| Property Address | 2909 12TH ST S, FARGO, ND 58103-6044 |
| Document Number | 0001570850 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 1570850 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | FM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2909 12TH ST S, FARGO, ND 58103-6044 |
| Document Number | 0001570852 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 1570852 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 2909 12th St S was $3,677.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,677.00 | $143,600 Land $42,650 Building $100,950 | $287,200 Land $85,300 Building $201,900 |
| 2023 | $3,228.00 | $120,950 Land $42,650 Building $78,300 | $241,900 Land $85,300 Building $156,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2909 12th St S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (2009–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2909 12th St S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fidium Fiber, Otter Tail Telecom.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures