29137 Rocky Point Rd, Polson, MT 59860 Property Records

Lake County property record for 29137 Rocky Point Rd, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 4,218 sqft · built 1993
Lot Size	0.365 acres (15,899 sqft)
Owner	Individual Name on File
Tax Bill	$17,479 (2026)
Deeds & Mortgages	Jun 2026 Re-recorded Document Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R153004`

Property Details

APN / Parcel Number

Primary APN	`R153004`
Alternative APNs	`15-3468-33-3-07-09-0000` `0000002115`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,218 sqft Living Area
1st Floor Area	2,109 sqft
2nd Floor Area	2,109 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,899 sqft (0.365 acres)
Lot Dimensions	350 ft deep x 104 ft wide
Terrain	Steep
View / Lot	Waterfront / Beach
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	21 sqft
Deck Area	261 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000002115
Street Address	29137 ROCKY POINT RD
City	POLSON
State	MT
Zip	59860-8272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S33, T24 N, R20 W, C.O.S. 5919, ACRES 1.2, TRACT B-1
Legal Range	20W
Legal Township	24N
Legal Section	33
Legal Subdivision	C O S 5919
Legal Tract	B-1
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2010
Census Tract	940306

Owner

29137 Rocky Point Rd is owned by an individual who acquired it in June 2026.

Source: Lake County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8290 RANCH CLUB RD, MISSOULA, MT 59808-5448
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Re-recorded Document FLYING S TITLE AND ESCROW OF M
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026
Deed Sale	Jun 3, 2026
Prior Sale	Jun 1, 2026 · Amount on File
Deed Document Number	2026639012
Prior Transfer Date	May 21, 2026
Prior Transfer Doc	0000639012
Record Updated	Oct 29, 2026

June 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE MT
Recording Date	Jun 3, 2026
Property Address	29137 ROCKY POINT RD, POLSON, MT 59860-8272
Document Number	0000639012
Instrument Date	May 21, 2026
Instrument	2026639012
Record Updated	Aug 29, 2026
Title Company	FLYING S TITLE AND ESCROW OF M

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8290 RANCH CLUB RD, MISSOULA, MT 59808-5448

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 1, 2026
Property Address	29137 ROCKY POINT RD, POLSON, MT 59860-8272
Document Number	0000638982
Instrument Date	May 21, 2026
Instrument	2026638982
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	FLYING S TITLE AND ESCROW OF M

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8290 RANCH CLUB RD, MISSOULA, MT 59808-5448

Mortgage

Document Number	0000638983,
Date	Jun 1, 2026
Instrument	2026638983

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 29137 Rocky Point Rd was $17,479, up 11.8% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,479.00 (+11.81%)	$2,326,700 (-)
2025	$15,633.00	$2,326,700	$2,326,700 Land $1,390,000 Building $936,700
2023	$10,437.00	$1,609,100	$1,609,100 Land $795,600 Building $813,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29137 Rocky Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29137 Rocky Point Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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