Lake County property record for 28985 Rocky Point Rd, Polson, MT 59860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,182 sqft · built 1963 |
| Lot Size | 1.11 acres (48,395 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $457 (2026) |
| Deeds & Mortgages | Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R151048 |
| Primary APN | R151048 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,182 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| Attic | Attic |
| Attic Area | 198 sqft |
| Basement Area | 493 sqft |
| Unfinished Basement | 493 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 48,395 sqft (1.11 acres) |
| Lot Dimensions | 350 ft deep x 189 ft wide |
| Terrain | Rolling |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000000665 |
|---|---|
| Street Address | 28985 ROCKY POINT RD |
| City | POLSON |
| State | MT |
| Zip | 59860-8270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MATTERHORN VILLA SITE, S33, T24 N, R20 W, BLOCK 006, LOT 06A |
| Legal Range | 20W |
| Legal Township | 24N |
| Legal Section | 33 |
| Legal Subdivision | MATTERHORN VILLA SITE |
| Legal Block | 6 |
| Legal Lot Number | 6A |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 940306 |
28985 Rocky Point Rd is owner-occupied and held in a trust.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 28985 ROCKY POINT RD, POLSON, MT 59860-8270 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Oct 16, 2017 |
| Property Address | 28985 ROCKY POINT RD, POLSON, MT 59860-8270 |
| Document Number | 558621 |
| Instrument | 558621 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 28985 ROCKY POINT RD, POLSON, MT 59860-8270 |
The 2026 property tax bill for 28985 Rocky Point Rd was $457 with exemptions applied, down 0.2% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457.00 (-0.22%) Disabled Person's exemption Veteran's exemption | $1,967,700 (-) | |
| 2025 | $458.00 | $1,967,700 | $1,967,700 Land $1,602,500 Building $365,200 |
| 2023 | $466.00 (-66.9%) | $1,267,400 | $1,267,400 Land $914,600 Building $352,800 |
| 2022 | $1,408.00 Disabled Person's exemption Veteran's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28985 Rocky Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28985 Rocky Point Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
4G LTE (outdoors only), no 5G reported
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