Bay County property record for 2810 E 14th St, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,608 sqft · built 1992 |
| Lot Size | 0.547 acres (23,827 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $404 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15205-030-000 |
| Primary APN | 15205-030-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 1,608 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 23,827 sqft (0.547 acres) |
| Lot Dimensions | 152 ft deep x 157 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Driveway Area | 840 sqft |
| Porch | Slab |
| Porch Area | 264 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2810 E 14TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5024 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R1 |
| Legal Description | 2 4S 14W -23.3- 118B2 N 177.44 OF E 157.5 OF W 315 OF N1/2 OF SE1/4 OF NW1/4 OF NW1/4 LESS N 25 RD R/W ORB 1115 P 650 ORB 1367 P 1907 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 1200 |
2810 E 14th St, a mobile home, is owned and occupied by two individuals who acquired it in September 2026.
Source: Bay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2810 E 14TH ST, PANAMA CITY, FL 32401-5024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2026 |
| Transfer Doc | 0000059269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 24, 2026 |
| Property Address | 2810 E 14TH ST, PANAMA CITY, FL 32401-5024 |
| Document Number | 0000059269 |
| Book / Page | 5082 / 49 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202659269 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2810 E 14TH ST, PANAMA CITY, FL 32401-5024 |
The 2025 property tax bill for 2810 E 14th St was $404, up 2.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $404.00 (+2.54%) Homeowner's exemption | $60,248 (+2.9%) | $99,830 (+6.35%) Land $62,800 Building $37,030 |
| 2024 | $394.00 (+1.03%) Homeowner's exemption | $58,550 (+3%) | $93,868 (+31.05%) Land $58,875 Building $34,993 |
| 2023 | $390.00 (+66.67%) Homeowner's exemption | $56,845 (+35.93%) | $71,628 (+60.2%) Land $43,018 Building $28,610 |
| 2022 | $234.00 Homeowner's exemption | $41,819 | $44,713 Land $32,970 Building $11,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2810 E 14th St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2810 E 14th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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