2913 Dover St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2913 Dover St, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,132 sqft · built 1985
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$191,597 (Nov 2021)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Mortgage + 1 more
APN	`03-8.0-27-002-001-110.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-002-001-110.000`

Interior

Building Area	1,132 sqft Base Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 79 ft wide

Location & Zoning

Street Address	2913 DOVER ST
City	SAINT JOSEPH
State	MO
Zip	64506-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CAMBRIDGE ADDITION LOT:115 BLK:LGL DESC:
Legal Subdivision	CAMBRIDGE ADDITION
Legal Lot Number	115
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2913 DOVER ST, SAINT JOSEPH, MO 64506-1130
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 23, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Dec 31, 2014 · Amount on Record
Deed Document Number	202112742
Deed Book / Page	3770 / 37
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2913 DOVER ST, SAINT JOSEPH, MO 64506-1130
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003770/107
Date	Nov 24, 2021
Book Page	3770/107
Instrument	2021012813

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2913 DOVER ST, SAINT JOSEPH, MO 64506-1130
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2913 DOVER ST, SAINT JOSEPH, MO 64506-1130

Mortgage

Document Number	3758/601
Date	Feb 5, 2021
Book Page	3758/601
Instrument	2021001241

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 23, 2021
Property Address	2913 DOVER ST, SAINT JOSEPH, MO 64506-1130
Document Number	3770/37
Book / Page	3770 / 37
Instrument Date	Nov 22, 2021
Instrument	2021012742
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2913 DOVER ST, SAINT JOSEPH, MO 64506-1130

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00	$21,950 (+6.3%) Land $3,340 Building $18,610	$115,540 (+6.31%) Land $17,580 Building $97,960
2024	$1,572.00 (+16.01%)
2023	$1,355.00 (-0.66%)	$20,650 (-) Land $3,340 Building $17,310	$108,680 (-) Land $17,580 Building $91,100
2022	$1,364.00	$20,650 Land $3,340 Building $17,310
2021			$108,680 Land $17,580 Building $91,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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