2909 Dover St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2909 Dover St, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,132 sqft · built 1985
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,748 (May 2024)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 2 more
APN	`03-8.0-27-002-001-109.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-002-001-109.000`

Interior

Building Area	1,132 sqft Base Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 79 ft wide

Location & Zoning

Street Address	2909 DOVER ST
City	SAINT JOSEPH
State	MO
Zip	64506-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CAMBRIDGE ADDITION LOT:114 BLK:LGL DESC:
Legal Subdivision	CAMBRIDGE ADDITION
Legal Lot Number	114
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2909 DOVER ST, SAINT JOSEPH, MO 64506-1130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 25, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Aug 1, 2022	Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Dec 13, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	20243823
Deed Book / Page	3797 / 424
Prior Transfer Date	Jul 25, 2022
Prior Transfer Doc	003778/703
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2909 DOVER ST, SAINT JOSEPH, MO 64506-1130
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 DOVER ST, SAINT JOSEPH, MO 64506-1130

Mortgage

Document Number	003756/845
Date	Dec 18, 2020
Book Page	3756/845
Instrument	2020012040

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2909 DOVER ST, SAINT JOSEPH, MO 64506-1130
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003747/162
Date	Mar 25, 2020
Book Page	3747/162
Instrument	2020002308

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Aug 1, 2022
Property Address	2909 DOVER ST, SAINT JOSEPH, MO 64506-1130
Document Number	003778/703
Book / Page	3778 / 703
Instrument Date	Jul 25, 2022
Instrument	2022007318
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2909 DOVER ST, 2909, SAINT JOSEPH, MO 64506-1130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 DOVER ST, SAINT JOSEPH, MO 64506-1130
Investor	Possibly a Property Investor

Mortgage

Document Number	2022007319
Date	Aug 1, 2022
Instrument	2022007319

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 13, 2018
Property Address	2909 DOVER ST, SAINT JOSEPH, MO 64506-1130
Document Number	003718/903
Book / Page	3718 / 903
Instrument Date	Dec 10, 2018
Instrument	2018011535
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8204 NE 105TH ST, 8204, KANSAS CITY, MO 64157-9103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2909 DOVER ST, SAINT JOSEPH, MO 64506-1130
Investor	Possibly a Property Investor

Mortgage

Document Number	003718/905
Date	Dec 13, 2018
Book Page	3718/905
Instrument	2018011536

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00	$22,230 (+5.71%) Land $3,340 Building $18,890	$117,010 (+5.72%) Land $17,580 Building $99,430
2024	$1,592.00 (+15.36%)
2023	$1,380.00 (-0.65%)	$21,030 (-) Land $3,340 Building $17,690	$110,680 (-) Land $17,580 Building $93,100
2022	$1,389.00	$21,030 Land $3,340 Building $17,690
2021			$110,680 Land $17,580 Building $93,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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