2912 S Ponca Dr, Independence, MO 64057 Property Records

Jackson County property record for 2912 S Ponca Dr, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,060 sqft · built 1963
Lot Size	0.374 acres (16,280 sqft)
Owner	2 Individual Names on File
Last Sale	$140,300 (Oct 2013)
Tax Bill	$2,435 (2024)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-820-09-01`

Property Details

APN / Parcel Number

Primary APN	`25-820-09-01`
Alternative APNs	`25-820-09-01-00-0-00-000` `25820090100000001` `772190`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	756 sqft
Unfinished Basement	252 sqft
Flooring	Carpet

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,280 sqft (0.374 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	20 sqft
Deck Area	380 sqft
Patio Area	455 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	772190
Street Address	2912 S PONCA DR
City	INDEPENDENCE
State	MO
Zip	64057-1661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT GARDENS LOT 192
Legal Subdivision	WALNUT GARDENS
Legal Block	3
Legal Lot Number	192
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3025
Census Tract	14702

Owner

Source: Jackson County assessment roll, APN 25-820-09-01, as of September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2912 S PONCA DR, INDEPENDENCE, MO 64057-1661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2013 · Amount on Record
Deed Sale	Oct 17, 2013 · Amount on Record
Prior Sale	Apr 25, 2005 · Amount on Record
Deed Document Number	2013108648
Prior Transfer Date	Jun 21, 2006
Prior Transfer Doc	00E0046798
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2912 S PONCA DR, INDEPENDENCE, MO 64057-1661
Document Number	0000E28865
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TRUHOME TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2912 S PONCA DR INDEPENDENCE MO 640571661, INDEPENDENCE, MO 64057-1661

Mortgage

Document Number	0000E28865
Date	Apr 03, 2017
Instrument	28865E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 02, 2032

Tax Assessment & Valuation

Source: Jackson County assessment roll as of September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,655 (-28.05%) Land $6,686 Building $23,969	$161,340 (-28.05%)
2024	$2,435.00 (-15.57%)
2023	$2,884.00	$42,604 Land $5,805 Building $36,799	$224,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), as of May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950147023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 533 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO1010399, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDEPENDENCE PWS serves 120,000 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.