2924 S Ponca Dr, Independence, MO 64057 Property Records

Jackson County property record for 2924 S Ponca Dr, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,168 sqft · built 1963
Lot Size	0.372 acres (16,184 sqft)
Owner	Individual Name on File
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Jun 2021 Reverse Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-820-09-16`

Property Details

APN / Parcel Number

Primary APN	`25-820-09-16`
Alternative APNs	`25-820-09-16-00-0-00-000` `25820091600000001` `772203`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,162 sqft
Basement Area	1,162 sqft
Flooring	Carpet

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,184 sqft (0.372 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	52 sqft
Deck Area	393 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	772203
Street Address	2924 S PONCA DR
City	INDEPENDENCE
State	MO
Zip	64057-1661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT GARDENS LOT 189
Legal Subdivision	WALNUT GARDENS
Legal Block	3
Legal Lot Number	189
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3025
Census Tract	14702

Owner

2924 S Ponca Dr is owned and occupied by an individual who acquired it in March 2001.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2924 S PONCA DR, INDEPENDENCE, MO 64057-1661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Dec 12, 2018	Deed of Trust, Mortgage AMERICAN ADVISORS
Dec 12, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 16, 2001
Transfer Doc	0000018968
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2924 S PONCA DR, INDEPENDENCE, MO 64057-1661
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0066797
Date	Jun 21, 2021
Instrument	2021E0066797

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	867 Months
Due	Sep 13, 2093

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2924 S PONCA DR, INDEPENDENCE, MO 64057-1661
Document Number	000E107916
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2924 S PONCA DR INDEPENDENCE MO 640571661, INDEPENDENCE, MO 64057-1661

Mortgage

Document Number	000E107916
Date	Dec 19, 2018
Instrument	107916E

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Amount	Amount on Record
Term	900 Months
Due	Dec 18, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.55%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2924 S PONCA DR, INDEPENDENCE, MO 64057-1661
Document Number	000E107917
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2924 S PONCA DR INDEPENDENCE MO 640571661, INDEPENDENCE, MO 64057-1661

Mortgage

Document Number	000E107917
Date	Dec 19, 2018
Instrument	107917E

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Dec 18, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.55%

Tax Assessment & Valuation

The 2025 property tax bill for 2924 S Ponca Dr was $2,050.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,665 (-) Land $6,686 Building $25,979	$171,920 (-)
2025	$2,050.00	$32,665 Land $6,686 Building $25,979	$171,920
2024	$2,050.00 (+2.35%)
2023	$2,003.00	$29,589 Land $4,659 Building $24,930	$155,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2924 S Ponca Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2924 S Ponca Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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