2912 Peppertree Ln, Costa Mesa, CA 92626 Property Records

Orange County property record for 2912 Peppertree Ln, Costa Mesa, CA 92626

Property Summary

Property Type	Multi-Family Dwellings
Details	3,550 sqft · built 1960
Lot Size	0.174 acres (7,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Sep 2005)
Tax Bill	$17,375 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139-296-07`

Property Details

APN / Parcel Number

Primary APN	`139-296-07`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,550 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Multi-Family
Lot Area	7,590 sqft (0.174 acres)
Garage Type	Attached
Garage Area	810 sqft

Location & Zoning

Street Address	2912 PEPPERTREE LN
City	COSTA MESA
State	CA
Zip	92626-3842
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	N TR 2822 BLK LOT 10
Legal Subdivision	TRACT NO 2822
Legal Tract	2822
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1001
Census Tract	63802

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2870 CHIOS RD, COSTA MESA, CA 92626-3524
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN ADVANTAGE INC
May 24, 2019	Deed of Trust, Mortgage · ARM MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2005 · Amount on Record
Deed Sale	Sep 14, 2005 · Amount on Record
Prior Sale	May 1, 2000 · Amount on Record
Deed Document Number	2005722598
Prior Transfer Date	Dec 16, 2004
Prior Transfer Doc	0000028775
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2912 PEPPERTREE LN, COSTA MESA, CA 92626-3842
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 CHIOS RD, COSTA MESA, CA 92626-3524

Mortgage

Document Number	0000234575
Date	Apr 6, 2021
Instrument	2021000234575

Lender

Name	FRANKLIN ADVANTAGE INC
Type	Non-Lending Institution
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2912 PEPPERTREE LN, COSTA MESA, CA 92626-3842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178431
Date	May 24, 2019
Instrument	2019000178431

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	ARM
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2059

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Margin	3
Max Rate	9.87%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,498,452 (+2%) Land $1,343,225 Building $155,227
2025	$17,375.00 (+5.12%)	$1,469,071 (+4.04%) Land $1,316,887 Building $152,184
2023	$16,528.00 (+3.32%)	$1,412,026 Land $1,265,751 Building $146,275
2022	$15,997.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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