2912 Penridge Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2912 Penridge Dr, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,998 sqft · built 1991
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Owner Names on Record
Last Sale	$140,900 (May 1998)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-760-0876-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-0876-2`
Alternative APNs	`18-28-16-20684-000-0400` `162818206840000400` `R188663`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,998 sqft Heated Area
1st Floor Area	1,998 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
View / Lot	Park
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	116 sqft
Deck Area	371 sqft
Patio Area	371 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188663
Old Parcel Number	162818206840000400
Street Address	2912 PENRIDGE DR
City	PALM HARBOR
State	FL
Zip	34684-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEEP SPRING LOT 40 (SEE N17-28-16)
Legal Range	16
Legal Township	28
Legal Section	18
Legal Subdivision	DEEP SPRING
Legal Lot Number	40
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	27318

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2912 PENRIDGE DR, PALM HARBOR, FL 34684-4452
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 19, 2019	Deed of Trust, Mortgage · VA Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1998 · Amount on Record
Deed Sale	May 5, 1998 · Amount on Record
Deed Document Number	1008500629
Deed Book / Page	10085 / 00629
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2912 PENRIDGE DR, PALM HARBOR, FL 34684-4452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211740412
Date	Sep 21, 2020
Book Page	21174/412
Instrument	2020281209

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2912 PENRIDGE DR, PALM HARBOR, FL 34684-4452
Document Number	0208410485
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2912 PENRIDGE DR PALM HARBOR FL 346844452, PALM HARBOR, FL 34684-4452

Mortgage

Document Number	0208410485
Date	Jan 9, 2020
Book Page	020841/000485
Instrument	11431

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,879.00 (+8.11%) Homeowner's exemption Veteran's exemption	$194,792 (+5.99%)	$422,097 (+1.29%) Land $144,654 Building $277,443
2023	$2,663.00 (+3.5%) Homeowner's exemption Veteran's exemption	$183,788 (+3%)	$416,730 (+9.03%) Land $200,334 Building $216,396
2022	$2,573.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$178,435	$382,199 Land $209,952 Building $172,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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