2846 Penridge Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2846 Penridge Dr, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,957 sqft · built 1992
Lot Size	0.19 acres (8,255 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,000 (Sep 2020)
Tax Bill	$5,354 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2020 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-760-0877-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-0877-0`
Alternative APNs	`18-28-16-20684-000-0410` `281618206840000410` `162818206840000410` `R188664`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,957 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,957 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,255 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 75 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	357 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	98 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188664
Street Address	2846 PENRIDGE DR
City	PALM HARBOR
State	FL
Zip	34684-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	DEEP SPRING LOT 41
Legal Range	16E
Legal Township	28S
Legal Section	18
Legal Subdivision	DEEP SPRING
Legal Tract	20684
Legal Lot Number	41
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	27318

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2846 PENRIDGE DR, PALM HARBOR, FL 34684-4420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Sep 10, 2020	Warranty Deed, Transfer GUARDIAN TITLE/FL W COAST INC
Aug 15, 2018	Quit Claim Deed ATTORNEY ONLY
Jul 3, 2018	Quit Claim Deed, Transfer COMPLETE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Aug 19, 2002 · Amount on Record
Deed Document Number	2020270135
Deed Book / Page	21159 / 448
Prior Transfer Date	Aug 8, 2018
Prior Transfer Doc	0201690455
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2846 PENRIDGE DR, PALM HARBOR, FL 34684-4420
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 PENRIDGE DR, PALM HARBOR, FL 34684-4420

Mortgage

Document Number	0218620729
Date	Dec 22, 2021
Book Page	21862/729
Instrument	2021414587

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2846 PENRIDGE DR, PALM HARBOR, FL 34684-4420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211842572
Date	Sep 29, 2020
Book Page	21184/2572
Instrument	2020289200

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 10, 2020
Property Address	2846 PENRIDGE DR, PALM HARBOR, FL 34684-4420
Document Number	0211590448
Book / Page	021159 / 000448
Instrument Date	Sep 10, 2020
Instrument	270135
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	GUARDIAN TITLE/FL W COAST INC

Transaction

Amount	Amount Recorded
Tax	$2,408.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2846 PENRIDGE DR PALM HARBOR FL 346844420, PALM HARBOR, FL 34684-4420

August 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 15, 2018
Property Address	2846 PENRIDGE DR, PALM HARBOR, FL 34684-4420
Document Number	0201690455
Book / Page	020169 / 000455
Instrument Date	Aug 8, 2018
Instrument	261786
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2846 PENRIDGE DR PALM HARBOR FL 346844420, PALM HARBOR, FL 34684-4420

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 3, 2018
Property Address	2846 PENRIDGE DR, PALM HARBOR, FL 34684-4420
Document Number	0201130447
Book / Page	020113 / 000447
Instrument Date	Jun 20, 2018
Instrument	209485
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	COMPLETE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 PENRIDGE DR PALM HARBOR FL 346844420, PALM HARBOR, FL 34684-4420

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,354.00 (+5.62%) Homeowner's exemption	$326,880 (+5.99%)	$430,489 (-1.33%) Land $143,217 Building $287,272
2024	$5,069.00 (+1.52%)
2023	$4,993.00 (+2.88%) Homeowner's exemption	$308,416 (+3%)	$436,291 (+10.23%) Land $200,026 Building $236,265
2022	$4,853.00 Homeowner's exemption	$299,433	$395,812 Land $209,102 Building $186,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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