2912 Live Oak Ave, Waco, TX 76708 Property Records

McLennan County property record for 2912 Live Oak Ave, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,165 sqft · built 1935
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on File
Tax Bill$1,853 (2025)
Deeds & MortgagesMar 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN48-012200-029300-1

Property Details

APN / Parcel Number

Primary APN48-012200-029300-1
Alternative APNs
  • 4801220002930010111
  • 170590

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,165 sqft Living Area
Gross Area1,323 sqft
1st Floor Area1,165 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1974
Exterior MaterialStone
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
DrivewayConcrete Driveway
Driveway Area900 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area158 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2912 LIVE OAK AVE
CityWACO
StateTX
Zip76708-3207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionDEAN LOT 7 BLOCK 17 ACRES .1894
Legal SubdivisionDEAN
Legal Block17
Legal Lot Number7
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2011
Census Tract900

Owner

2912 Live Oak Ave is owned and occupied by two individuals who acquired it in October 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address2912 LIVE OAK AVE, WACO, TX 76708-3207
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2020
Deed SaleOct 21, 2020
Prior SaleOct 26, 2009 · Amount on File
Deed Document Number202037627
Prior Transfer DateOct 13, 2020
Prior Transfer Doc0000037627
Record UpdatedOct 29, 2026

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address2912 LIVE OAK AVE, WACO, TX 76708-3207
Document Number0000013936
Instrument DateMar 15, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2912 LIVE OAK AVE WACO TX 767083207, WACO, TX 76708-3207

Mortgage

Document Number0000013936
DateMay 1, 2020
Instrument13936
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76712
Agreement
AmountAmount on Record
Term60 Months
DueApr 30, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 2912 Live Oak Ave was $1,853 with a homeowner's exemption, down 3.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,789 (+7.15%) Land $24,008 Building $150,781$174,789 (-4.13%) Land $24,008 Building $150,781
2025$1,853.00 (-3.69%) Homeowner's exemption$163,118$182,310 Land $21,780 Building $160,530
2024$1,924.00
2023$168,220 Land $21,780 Building $146,440$168,220 Land $21,780 Building $146,440
2022$1,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2912 Live Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2912 Live Oak Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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