2912 Kobio Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 2912 Kobio Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,848 sqft · built 2006
Lot Size	0.063 acres (2,748 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Dec 2017)
Tax Bill	$8,639 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`113-241-130-5`

Property Details

APN / Parcel Number

Primary APN	`113-241-130-5`
Alternative APN	`113-241-130`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	744 sqft
2nd Floor Area	1,104 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Cluster
Lot Area	2,748 sqft (0.063 acres)
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2912 KOBIO DR
City	CONCORD
State	CA
Zip	94519-2686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8815 L43
Legal Subdivision	CENTRE POINTE SUB 8815
Legal Tract	8815
Legal Lot Number	43
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	6
Census Block	6014
Census Tract	331000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2912 KOBIO DR, CONCORD, CA 94519-2686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Apr 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 29, 2017	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	Apr 2, 2010 · Amount on Record
Deed Document Number	2017245282
Last Transfer Date	Oct 10, 2020
Transfer Doc	0000234391
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2912 KOBIO DR, CONCORD, CA 94519-2686
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100936
Date	May 28, 2020
Instrument	2020-100936

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2912 KOBIO DR, CONCORD, CA 94519-2686
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045250
Date	Apr 3, 2019
Instrument	2019-045250

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2912 KOBIO DR, CONCORD, CA 94519-2686
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 KOBIO DR, CONCORD, CA 94519-2686

Mortgage

Document Number	0000317223
Date	Dec 17, 2020
Instrument	2020-317223

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 12, 2020
Property Address	2912 KOBIO DR, CONCORD, CA 94519-2686
Document Number	0000234391
Map Reference	MB 484 PG 42-53
Instrument Date	Oct 10, 2020
Instrument	2020-234391
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 KOBIO DR, CONCORD, CA 94519-2686

Mortgage

Document Number	0000234392
Date	Oct 12, 2020
Instrument	2020-234392

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 29, 2017
Property Address	2912 KOBIO DR, CONCORD, CA 94519-2686
Document Number	0000245282
Map Reference	DOC2007-282442
Instrument Date	Dec 12, 2017
Instrument	2017-245282
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 KOBIO DR, CONCORD, CA 94519-2686

Mortgage

Document Number	0000245283
Date	Dec 29, 2017
Instrument	2017-245283

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$713,755 (+2%) Land $406,202 Building $307,553
2025	$8,639.00 (+4.56%) Homeowner's exemption	$699,761 (+4.04%) Land $398,238 Building $301,523
2023	$8,262.00 (+1.32%) Homeowner's exemption	$672,590 Land $382,775 Building $289,815
2022	$8,154.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Verizon.

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