2907 Kobio Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 2907 Kobio Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,741 sqft · built 2009
Lot Size	0.055 acres (2,376 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,970 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113-241-143-8`

Property Details

APN / Parcel Number

Primary APN	`113-241-143-8`
Alternative APN	`113-241-143`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,741 sqft Living Area
1st Floor Area	660 sqft
2nd Floor Area	1,081 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Cluster
Lot Area	2,376 sqft (0.055 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2907 KOBIO DR
City	CONCORD
State	CA
Zip	94519-2685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8815 L56
Legal Subdivision	SUBDIVISION 8815
Legal Tract	8815
Legal Lot Number	56
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	6
Census Block	6009
Census Tract	331000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2907 KOBIO DR, CONCORD, CA 94519-2685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 4, 2021	Transfer on Death Deed, Transfer
Aug 4, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2009
Deed Sale	Dec 17, 2009
Prior Sale	Jun 29, 2007
Deed Document Number	2009294885
Last Transfer Date	Jun 23, 2021
Transfer Doc	0000217765
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2907 KOBIO DR, CONCORD, CA 94519-2685
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145535
Date	Jul 21, 2020
Instrument	2020-145535

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2907 KOBIO DR, CONCORD, CA 94519-2685
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 KOBIO DR, CONCORD, CA 94519-2685

Mortgage

Document Number	0000130085
Date	Apr 30, 2021
Instrument	2021-130085

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 4, 2021
Property Address	2907 KOBIO DR, CONCORD, CA 94519-2685
Document Number	0000217768
Map Reference	MB 484 PG 42-53
Instrument Date	Jun 23, 2021
Instrument	2021-217768
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 KOBIO DR, CONCORD, CA 94519-2685

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 4, 2021
Property Address	2907 KOBIO DR, CONCORD, CA 94519-2685
Document Number	0000217765
Map Reference	MB 484 PG 42-53
Instrument Date	Jun 23, 2021
Instrument	2021-217765
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 KOBIO DR, CONCORD, CA 94519-2685

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$559,552 (+2%) Land $230,402 Building $329,150
2025	$6,970.00 (+4.75%) Homeowner's exemption	$548,582 (+4.04%) Land $225,885 Building $322,697
2023	$6,654.00 (+1.45%) Homeowner's exemption	$527,281 Land $217,114 Building $310,167
2022	$6,559.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Verizon.

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