2912 Islay Ct, Abingdon, MD 21009 Property Records

Harford County property record for 2912 Islay Ct, Abingdon, MD 21009

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 1,728 sqft · built 2011
Lot Size	0.049 acres (2,125 sqft)
Owner	Individual Name on Record
Last Sale	$326,000 (Jul 2021)
Tax Bill	$3,294 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-393545`

Property Details

APN / Parcel Number

Primary APN	`01-393545`
Alternative APN	`393545`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,728 sqft Total Area
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,125 sqft (0.049 acres)
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	393545
Street Address	2912 ISLAY CT
City	ABINGDON
State	MD
Zip	21009-3141
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R3COS
Legal Description	LOT 149 2125 SF 2912 ISLAY COURT MONMOUTH MEAD 135/92
Legal Subdivision	MONMOUTH MEADOWS
Legal Lot Number	149
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4009
Census Tract	301202

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2912 ISLAY CT, ABINGDON, MD 21009-3141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Nov 30, 2011 · Amount on Record
Deed Book / Page	14910 / 465
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 21, 2021
Property Address	2912 ISLAY CT, ABINGDON, MD 21009-3141
Document Number	0149100465
Book / Page	14910 / 465
Map Reference	MB JJR 135 FO 92
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014910470
Date	Jul 21, 2021
Instrument	14910/470

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,200 (+25.9%) Land $75,000 Building $286,200	$361,200 (+25.9%) Land $75,000 Building $286,200
2025	$3,294.00 (+7.86%) Homeowner's exemption
2023		$286,900 Land $75,000 Building $211,900	$286,900 Land $75,000 Building $211,900
2022	$3,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880