Harford County property record for 2909 Islay Ct, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,728 sqft · built 2011 |
| Lot Size | 0.051 acres (2,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $427,000 (Apr 2026) |
| Tax Bill | $4,052 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-393650 |
| Primary APN | 01-393650 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Total Area |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,240 sqft (0.051 acres) |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 393650 |
|---|---|
| Street Address | 2909 ISLAY CT |
| City | ABINGDON |
| State | MD |
| Zip | 21009-3140 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3COS |
| Legal Description | LOT 158 2240 SF 2909 ISLAY COURT MONMOUTH MEAD 134/50 |
| Legal Subdivision | MONMOUTH MEAD 134/50 |
| Legal Lot Number | 158 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 301202 |
2909 Islay Ct, a townhouse, is owned and occupied by two individuals who bought it in April 2026.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2909 ISLAY CT, ABINGDON, MD 21009-3140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Unknown FIRST NATIONAL BANK OF PENNSYLVANIA |
| Apr 29, 2026 | Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOAN |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEFINITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on File |
| Deed Sale | Apr 29, 2026 · Amount on File |
| Prior Sale | Jan 6, 2015 · Amount on File |
| Deed Book / Page | 17104 / 196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2909 ISLAY CT, ABINGDON, MD 21009-3140 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 2909 ISLAY CT, ABINGDON, MD 21009-3140 |
| Document Number | 0170020001 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 17002/1 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Feb 5, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 29, 2026 |
| Property Address | 2909 ISLAY CT, ABINGDON, MD 21009-3140 |
| Document Number | 1710000196 |
| Book / Page | 17104 / 196 |
| Instrument Date | Apr 3, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $431,270.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2909 ISLAY CT, ABINGDON, MD 21009-3140 |
| Document Number | 1710000206, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 17104/206 |
| Name | DIRECT MORTGAGE LOAN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2909 ISLAY CT, ABINGDON, MD 21009-3140 |
| Document Number | 0143920276 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2909 ISLAY CT ABINGDON MD 210093140, ABINGDON, MD 21009-3140 |
| Document Number | 0143920276 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 014392/000276 |
| Name | HOMEFINITY |
|---|---|
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 7, 2051 |
The 2026 property tax bill for 2909 Islay Ct was $4,052 with a homeowner's exemption, up 15.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,052.00 (+15.67%) Homeowner's exemption | $371,800 (+6.32%) Land $75,500 Building $296,300 | $371,800 (-) Land $75,500 Building $296,300 |
| 2025 | $3,503.00 Homeowner's exemption | $349,700 | $371,800 Land $75,500 Building $296,300 |
| 2023 | $305,500 Land $75,500 Building $230,000 | $305,500 Land $75,500 Building $230,000 | |
| 2022 | $3,250.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2909 Islay Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2909 Islay Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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