2912 Hilltop Rd, Concord, CA 94520 Property Records

Contra Costa County property record for 2912 Hilltop Rd, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft · built 1953
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Aug 2018)
Tax Bill	$6,984 (2025)
Deeds & Mortgages	May 2018 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-172-003-3`

Property Details

APN / Parcel Number

Primary APN	`110-172-003-3`
Alternative APN	`110-172-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1965
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2912 HILLTOP RD
City	CONCORD
State	CA
Zip	94520-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	HILLCREST TERRACE #2 LOT 51
Legal Subdivision	HILLCREST TERRACE 02
Legal Lot Number	51
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	327002

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2912 HILLTOP RD, CONCORD, CA 94520-5412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 9, 2018	Deed of Trust, Mortgage SECURITY PACIFIC LTD
Aug 30, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Mar 30, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	2018138953
Prior Transfer Date	Mar 11, 2005
Prior Transfer Doc	0000092809
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2912 HILLTOP RD, CONCORD, CA 94520-5412
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072508
Date	May 9, 2018
Instrument	2018-072508

Lender

Name	SECURITY PACIFIC LTD
Type	Non-Lending Institution
Address	SAN JOSE, CA 95148

Agreement

Amount	Amount Recorded

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 30, 2018
Property Address	2912 HILLTOP RD, CONCORD, CA 94520-5412
Document Number	0000138953
Map Reference	MB 45 PG 47
Instrument Date	Aug 24, 2018
Instrument	2018-138953
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2912 HILLTOP RD, CONCORD, CA 94520-5412

Mortgage

Document Number	0000138954
Date	Aug 30, 2018
Instrument	2018-138954

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Mortgage

Document Number	0000138955
Date	Aug 30, 2018
Instrument	2018-138955

Lender

Name	LEAR CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution
Address	SAN JOSE, CA 95148

Agreement

Amount	Amount Recorded

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 30, 2018
Property Address	2912 HILLTOP RD, CONCORD, CA 94520-5412
Document Number	0000049014
Instrument Date	Mar 26, 2018
Instrument	49014
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$409.20
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3408 CASALINO CT SAN JOSE CA 951481751, SAN JOSE, CA 95148-1751

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,843 (+2%) Land $449,213 Building $102,630
2025	$6,984.00 (+4.68%)	$541,023 (+4.04%) Land $440,405 Building $100,618
2023	$6,672.00 (+1.41%)	$520,016 Land $423,304 Building $96,712
2022	$6,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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