2907 Hilltop Rd, Concord, CA 94520 Property Records

Contra Costa County property record for 2907 Hilltop Rd, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft · built 1953
Lot Size	0.137 acres (5,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (May 2019)
Tax Bill	$7,398 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-171-028-1`

Property Details

APN / Parcel Number

Primary APN	`110-171-028-1`
Alternative APN	`110-171-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Lot Area	5,980 sqft (0.137 acres)
Lot Dimensions	110 ft deep x 55 ft wide
View / Lot	Creek
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2907 HILLTOP RD
City	CONCORD
State	CA
Zip	94520-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	HILLCREST TERRACE #2 POR LOT 31
Legal Subdivision	HILLCREST TERRACE 02
Legal Lot Number	31
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	327002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2907 HILLTOP RD, CONCORD, CA 94520-5411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 28, 2019	Grant Deed, Transfer · Conventional with PMI STAR ONE CU
Oct 20, 2018	Deed of Trust, Mortgage NAVY FCU
Jan 26, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Jan 26, 2018 · Amount on Record
Deed Document Number	201977511
Transfer Doc	0000108720
Record Updated	Oct 29, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 28, 2019
Property Address	2907 HILLTOP RD, CONCORD, CA 94520-5411
Document Number	0000077511
Instrument Date	May 21, 2019
Instrument	77511
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2907 HILLTOP RD CONCORD CA 945205411, CONCORD, CA 94520-5411

Mortgage

Document Number	77512
Date	May 28, 2019
Instrument	77512

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2907 HILLTOP RD, CONCORD, CA 94520-5411
Document Number	0000168591
Instrument Date	Oct 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2907 HILLTOP RD CONCORD CA 945205411, CONCORD, CA 94520-5411

Mortgage

Document Number	0000168591
Date	Oct 25, 2018
Instrument	168591

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 26, 2018
Property Address	2907 HILLTOP RD, CONCORD, CA 94520-5411
Document Number	0000012707
Instrument Date	Jan 23, 2018
Instrument	12707
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$423.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2585 PRESTWICK AVE CONCORD CA 945191632, CONCORD, CA 94519-1632

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,356 (+2%) Land $384,583 Building $212,773
2025	$7,398.00 (+4.68%) Homeowner's exemption	$585,644 (+4.04%) Land $377,043 Building $208,601
2023	$7,067.00 (+1.41%) Homeowner's exemption	$562,903 Land $362,402 Building $200,501
2022	$6,969.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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